We are purchasing a property in Lowestoft. It might be a silly question but how we can trust a lawyer? On completion day we have to send money into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Can I be sure that the Lowestoft conveyancing solicitor on the UBS panel is any good?

When it comes to conveyancing in Lowestoft getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your conveyancing.

My partner and I have organised a further advance on our home loan from TSB as we intend to conduct renovations to our home in Lowestoft. Are we obliged to select a high street Lowestoft solicitor on the TSB conveyancing panel to deal with the paperwork?

TSB would not normally appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB conveyancing panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Lowestoft. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Lowestoft

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants.

Over the last few months I have been searching for a flat up to £195,000 and found one near me in Lowestoft I like with open areas and station in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Lowestoft in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a home loan the shortness of the lease will be an issue. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

I'm converting the mortgage on my current house to a BTL mortgage with HSBC Bank and I will use the rest of the raised equity as a deposit on another property. The neighborhood we are looking at is Lowestoft. Will your solicitors be able to act for both sets of lenders and tie in the conveyances?

Make use of our search tool on this page to be sure that the lawyers are on the relevant lender panels. Assuming that they are your solicitor will be able to connect the two transactions but you should talk with you conveyancer and make apparent your expectations and needs.

In my capacity as executor for the estate of my uncle I am selling a house in Newport but I am based in Lowestoft. My conveyancer (based 300 kilometers from merequires that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing practitioner in Lowestoft who can attest this legal document for me?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Lowestoft based