Forgive me if this question is silly but I am new to the process as a 1st time buyer of a ground floor flat in Kington. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will use a local conveyancing solicitor in Kington?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be able to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.

My wife and I purchasing a 4 bedroom semi-detached house in Kington. We would like to carry out a loft conversion at the house.Will legal due diligence on the property include enquiries to determine if these works are prohibited?

Your property lawyer will check the registered title as conveyancing in Kington can on occasion reveal restrictions in the title deeds which restrict certain alterations or require the consent of another owner. Some additions require local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.

Can you point me to a directory of Principality panel conveyancers in Kington on the Council of Mortgage Lender’s Website?

No. There is no such tool on the CML or Building Society Association sites. Very few lending institutions make their panel listings available on the web. If you are in need of a Kington conveyancing practitioner on the Principality please use our facility.

2 months have gone by following my purchase conveyancing in Kington concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Kington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Kington

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared.

Taking into account that I will soon spend £400,000 on a terraced house in Kington I would like to talk to a solicitor about mytransaction prior to appointing the firm. Can this be arranged?

This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your property ownership legalities in Kington.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Kington should be the figure that you end up paying.

My wife and I are selling a Kington property left to us 5 years ago in 2011. I have over 12 years conveyancing knowledge and, although retired, wish to do the legal work. The purchaser's lawyer has informed me that their mortgage company will not allow you to do your own conveyancing requiring the funds to be passed via a solicitor's bank account.

Lending requirements to solicitors from all mainstream lenders specify that If the seller is not legally represented the borrower's lawyers should check whether the mortgage company needs to be notified so that a decision can be reached as to whether they are willing to progress.