Find a Minehead Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Minehead? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Minehead transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Minehead conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Minehead

My family lawyer has quoted £995 for fixed fee conveyancing in Minehead. I’m looking to sell a newly refurbished detached home for £275,000. Is this overpriced? Is it above the average fee for conveyancing in Minehead?

The charges are a little high. If you shop around you could get the conveyancing a bit cheaper by as much as a hundred pounds. On the other hand, you maylive to regret opting for an an untested lawyer. If is important to enquire the firm can represent your mortgage company. You can employ our comparison tool to choose a Minehead conveyancing firm on the banks approved list of lawyers which can often include conveyancing solicitors in Minehead.

I am hoping to move into my new home in Minehead next Friday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not unique to conveyancing in Minehead.

I acquired my house on 10 September and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Minehead advises it should be registered in less than a month. Are transfers in Minehead particularly slow to register?

As far as conveyancing in Minehead registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can vary depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any third parties. At present approximately three quarters of such applications are completed within 12 days but occasionally there can be protracted hold-ups. Registration occurs once the new owner has moved in to the property thus an expedited registration is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.

Due to the advice of my in-laws I had a survey completed on a property in Minehead before instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks tend not issue a loan on a flying freehold property.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Minehead. Conveyancing may be slightly more expensive based on your lender's requirements.

There are only Seventy years left on my flat in Minehead. I need to get lease extension but my freeholder is absent. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have done all that could be expected to locate the landlord. For most situations an enquiry agent should be useful to carry out a search and prepare an expert document which can be accepted by the court as evidence that the landlord is indeed missing. It is advisable to get professional help from a solicitor both on proving the landlord’s absence and the vesting order request to the County Court covering Minehead.

I acquired a basement flat in Minehead, conveyancing having been completed May 2000. Can you work out an approximate cost of a lease extension? Equivalent properties in Minehead with an extended lease are worth £265,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease ceases on 21st October 2095

You have 76 years remaining on your lease the likely cost is going to span between £8,600 and £9,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.