What does my ID and proof of funds have anything to do with my conveyancing in Rhayader? Why is this being asked of me?
You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Rhayader. However these days you can not complete any conveyancing transaction without first submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a council tax bill. Remember if you are providing your driving licence as evidence of ID it needs to be both the paper element as well as the photo card part, one is not satisfactory without the other.
Evidence of the origin of funds is necessary under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancer must retain this information on file. Your Rhayader conveyancing solicitor will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask further questions concerning the origin of funds.
I got the keys to my house on 11 November and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Rhayader expressed confidence that it should be concluded in a couple of weeks. Are transfers in Rhayader uniquely lengthy to register?
As far as conveyancing in Rhayader is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary according to the party submitting the application, whether there are errors and if the Land registry communicate with any third parties. At present roughly three quarters of submission are fully addressed within 12 days but occasionally there can be extensive hold-ups. Historically registration takes place after the new owner has moved in to the premises therefore an expedited registration is not typically primary concern but if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.
Due to the input of my in-laws I had a survey completed on a property in Rhayader in advance of appointing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some lenders may not grant a mortgage on such a home.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rhayader. Conveyancing will be smoother if you use a solicitor in Rhayader especially if they regularly deal with such properties in Rhayader.
How easy is it to switch solicitor as I need to choose a firm on the Nottingham Building Society conveyancing list. I had appointed a high street conveyancing solicitor in Rhayader round the corner but he is not approved by Nottingham Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Rhayader on the Nottingham Building Society panel. Please note that the property lawyers that we list do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Rhayader. Using search facility on this website, you can scrutinise charges for conveyancing solicitors in Rhayader and beyond.
As co-executor for the will of my grandmother I am disposing of a house in Cardiff but reside in Rhayader. My conveyancer (who is 235 miles awayneeds me to sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Rhayader who can witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are Rhayader based