Can you suggest a Godiva Mortgages Ltd accepted South Kensington conveyancing firm finish our home move within 28 days? Am I best advised to unstruct a local South Kensington practice or a nationwide conveyancer?
We can recommend some very good South Kensington conveyancing firms. Another option is to visit the main road in South Kensington. Go in to a couple of firms and request to see a conveyancing solicitor for a costs illustration. Mention your time frames together with your reasons and get a commitment on your deadline. Select the lawyer that genuine.
Is there a list of Principality panel conveyancers in South Kensington on the Building Society Association’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings viewable over the internet. Where you are seeking to appoint a South Kensington lawyer on the Principality please use our facility.
I am due to exchange contracts on my apartment. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nationwide are being a right pain. The South Kensington solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Kent Reliance have agreed my mortgage in principle, my offer on a property in South Kensington has been agreed to, now what?
The property agent will wish to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the lender’s panel). Contact Kent Reliance or your broker and complete any appropriate documentation. Kent Reliance will instruct a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Kent Reliance will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in South Kensington.
About to purchase a new build apartment in South Kensington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in South Kensington
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the input of my in-laws I had a survey completed on a property in South Kensington prior to retaining conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders may not issue a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you e-mail us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in South Kensington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in South Kensington to see if the conveyancing costs will increase in light of this.
Our conveyancer in South Kensington has identified a a problem with the lease for the property we are purchasing in South Kensington. The seller’s lawyers have put forward title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor says that as he is on the bank conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is the bank?
Just because you have a mortgage offer from the bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your South Kensington conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the lender are the client. The appropriate lender requirements have to be complied with by the mortgage company conveyancing panel who has to balance acting for you and the mortgage company