I have been referred to a conveyancing solicitor in Stalham. I need to find out if they are on the Birmingham Midshires conveyancing panel. Could you advise?
The first thing to do is phone the solicitor and ask them if they are on the lender panel. Otherwise you should get in touch with Birmingham Midshires who may be able to confirm.
Are all Stalham Conveyancing Quality Solicitors on the HSBC conveyancing panel?
Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Can you point me to a directory of RBS panel conveyancers in Stalham on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings available over the internet. Where you are in need of a Stalham solicitor on the RBS please use our tool.
After weeks of negotiation I have agreed a price on an apartment in Stalham. My mortgage broker pressured me to appoint their property lawyer. I paid an upfront payment of £150. Soon after, the conveyancer contacted me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in Stalham? or I am told that there is a law dating back centuries that means some owners of property living in a parish church boundary will be compelled to pay for repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Stalham?
Unless a prior acquisition of the house took place post 12 October 2013 you may take it that solicitors handling conveyancing in Stalham to continue to recommend a chancel search and or chancel repair liability insurance.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Stalham is the location of the property. Is there any advice you can impart?
Flying freeholds in Stalham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stalham you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stalham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are a fortnight into a freehold purchase having been directed to conveyancers by the local agent to do our conveyancing in Stalham. I am am very dissatisfied with the level of service. Could you you assist me in finding new lawyers?
A lawyer would need to be very bad in order to consider changing them. Has your mortgage been issued? In the event that it has you will need to inform them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders panel to avoid supplemental expenses and frustration. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved conveyancer for your home move in Stalham