My lawyer has uncovered a defect with the lease for the flat we are purchasing in Stalham. The seller’s lawyers have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our property lawyer has advised that he must ensure that the bank is happy with this solution. Are we the client or is the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.

I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Stalham? or Apparently there is an ancient law that could mean that house owners living in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in Stalham?

Unless a previous acquisition of the house took place post 12 October 2013 you can take it that solicitors carrying out conveyancing in Stalham to continue to propose a a chancel search and or chancel repair liability policy.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Stalham is where the house is located. Can you offer any assistance?

Flying freeholds in Stalham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stalham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stalham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My business partner and I are looking to take over a lease of an office on a shopping parade. Can you recommend lawyers offering fixed fees for commercial conveyancing in Stalham for less than 1500k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Stalham, including the disposal and acquisition of businesses as well as simply premises. Whether you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the fees these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or call so as to enable us to supply you with comprehensive commercial conveyancing calculation.

There are a lot of properties in Stalham on unadopted roads. My wife and I are acquiring one such house. Are there any advantages to buying a residence on a privately owned road?

Stalham conveyancing solicitors will be used to dealing homeson unadopted roads. The conveyancer should investigate title to identify any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that proprietors make annual contributions for the upkeep of the road. If there is one, the road should be maintained and look nicer than council adopted.