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Find a Stratford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stratford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stratford transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Stratford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Stratford

Please help. My Stratford solicitor is advising me that he has toorder Stratford conveyancing searches stemming from the fact thatthe firm are on the Nat Westapproved lawyer panel. Is my solicitor right?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Stratford conveyancing searches.

What is the difference between a licensed conveyancer and conveyancing solicitor in Stratford

There are many recorded licenced Conveyancers in Stratford and Solicitor partnerships in Stratford to choose from We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

Is there a list of Clydesdale panel solicitors in Stratford on the UK Finance Lenders’ Handbook Website?

No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings visible online. If you are looking for a Stratford property lawyer on the Clydesdale please use our tool.

I am expecting a DIP from HSBC this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Stratford solicitors on the HSBC conveyancing panel, or is it better to go independently?

You will need to appoint Stratford solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.

My colleague advised me that where I am purchasing in Stratford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually quoted for as part of the standard Stratford conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Stratford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Stratford.

Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Stratford?

At this site get a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Stratford. Unlike many estate agents and many comparison sites we do not have referral deals with solicitors. Many agents and online brokers 'recommend' the firm who pay the highest commission, rather than the best value conveyancing in Stratford

I am attracted to a couple of flats in Stratford which have approximately forty five years unexpired on the lease term. should I be concerned?

There is no doubt about it. A leasehold apartment in Stratford is a deteriorating asset as a result of the reducing lease term. The nearer the lease gets to its expiry date, the more it reduces the value of the property. The majority of purchasers and banks, leases with less than eighty years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Stratford conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

Having spent months of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Stratford. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

in cases where there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to make a decision on the amount due.

An example of a Freehold Enfranchisement case for a Stratford flat is 12 Nutfield Road in July 2014. the Tribunal judged that the price to be paid by the applicants for the freehold interest should be £19,572 This case related to 2 flats. The number of years remaining on the existing lease(s) was 72.02 years.

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