What is the most effective way to search for the right lawyer who can supply a first class service for our conveyancing in Stratford?
Option 1 is to ask the people you trust who they would recommend.
Second, search the web for conveyancing in Stratford. Telephone a couple or more firms listed and invite them to send you their conveyancing fee calculations and have a conversation with the lawyer who will oversee the legal process ahead ofmaking your choice.
Third is to use this site to assist you in finding the right solicitors for you based on your unique expectations including the type of property,timings, complexity and who your intended mortgage company is. Avoid the trap of appointing ninety nine pound conveyancing in Stratford
My Conveyancer in Stratford is not listed on the The Mortgage Works Solicitor Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the The Mortgage Works approved list?
The limited options open to you here include:
- Carry on with your existing Stratford solicitors but The Mortgage Works will need to use a lawyer on their panel. This will inevitably rack up the overall conveyancing charges and cause frustration.
- Get an alternative practitioner to act in the purchase, obviously checking they are on the The Mortgage Works panel
My wife and I own a terraced Victorian house in Stratford. Conveyancing solicitor acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stratford and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who carried out the work.
I'm buying my first flat in Stratford benefiting from help to buy. The developers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about this deal as it will put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I purchased a property in Stratford last 15/11/2024 and to date it is still not registered with HMLR. It is part of a development site and my property lawyer told me that it can take one year to register. I have contacted HM Land Registry directly and they say that the initial application was cancelled due to questions not being addressed in time. Do I need to be concerned?
Call your solicitor - if you are not getting sensible responses, find out about their internal complaints process and amplify your concerns to a Complaints Manager. Registrations for Stratford conveyancing are not known to be significantly delayed.