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Find a Maryland Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Maryland? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Maryland conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Maryland conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Maryland

Should our lawyer be raising questions about flooding during the conveyancing in Maryland.

Flooding is a growing risk for solicitors carrying out conveyancing in Maryland. There are those who purchase a house in Maryland, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Solicitors are not qualified to offer advice on flood risk, but there are a various searches that can be initiated by the purchaser or on a buyer’s behalf which can give them a better appreciation of the risks in Maryland. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the vendor to determine whether the premises has suffered from flooding. In the event that the property has been flooded in past which is not disclosed by the vendor, then a buyer may bring a claim for damages as a result of such an incorrect answer. The buyer’s solicitors will also order an environmental search. This should indicate if there is any known flood risk. If so, further investigations will need to be made.

How does conveyancing in Maryland differ for new build properties?

Most buyers of new build property in Maryland come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because builders in Maryland tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Maryland or who has acted in the same development.

Due to the advice of my in-laws I had a survey completed on a house in Maryland prior to instructing lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will not grant a loan on such a home.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Maryland. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Maryland to see if the conveyancing will be more expensive.

What makes your site different to alternative web based conveyancing brokers when it comes to conveyancing in Maryland?

At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Maryland. Unlike many estate agents and many comparison sites we do not charge firms a fee if you appoint them for your home move in Maryland

I am in need of some leasehold conveyancing in Maryland. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.

If the lease is recorded at the land registry - and 99.9% are in Maryland - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the leaseholder of a second floor flat in Maryland. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the amount due for a lease extension?

if there is a absentee landlord or if there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the price.

An example of a Lease Extension case for a Maryland premises is 151A Ham Park Road in May 2010. The matter came before the Tribunal by way of a vesting order made on 12 June 2009 Deputy District Judge Coonan in Bow County Court. The tribunal decided that the sum payable for the m to be paid for the lease extension was £21,445 This case was in relation to 1 flat.

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Find out more about how flying freehold can affect your the value of a property.