As I am unsure how the conveyancing bit works what is the most important piece of guidance you can give me regarding purchase conveyancing in Forest Gate?

Not many law firms shout this from the rooftops but conveyancing in Forest Gate or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there exists plenty of room for confrontation between you and other parties involved in the legal transfer of property. For instance, the seller, estate agent and on occasion your bank. Appointing a lawyer for your conveyancing in Forest Gate an important selection as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to protect your legal interests and to keep you safe.

Every so often a third party with a vested interest will attempt to persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by claiming that your lawyer is wrong. Or your mortgage broker may tell you to do something that is against your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

My Conveyancer in Forest Gate is not on the National Westminster Bank Solicitor Panel. Can I still retain my family solicitor notwithstanding that they are not on the National Westminster Bank approved list?

The limited options open to you here include:

1. Carry on with your preferred Forest Gate solicitors but National Westminster Bank will need to retain a solicitor on their panel. This will inevitably rack up the total legal charges and cause delays.
2. Find a new practitioner to act in the purchase, not forgetting to check they are National Westminster Bank approved.
3. Try to convince your National Westminster Bank based solicitor to try to join the National Westminster Bank panel

I'm buying a new build house in Forest Gate with a mortgage from Santander. The developers would not budge the amount so I negotiated 6k of additionals instead. The estate agent advised me not to tell my solicitor about this deal as it will affect my loan with Santander. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Forest Gate in advance of instructing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks may not issue a mortgage on such a house.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Forest Gate. Conveyancing will be smoother if you use a solicitor in Forest Gate especially if they are acquainted with such properties in Forest Gate.

Whilst your website is a good idea there are many lawyers listed near Forest Gate being on the lender conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our lender?

We are not in the business of recommending one firm above another as the right Forest Gate conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Forest Gate knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..