I have just started taking steps with a view to swapping over from my current homeowner home loan to a Buy to Let Birmingham Midshires mortgage. The bank has said that I need a solicitor for this. I spoke to the same West Ham conveyancing solicitor who dealt with the legals when I originally purchased the house. The quote supplied of £450 plus VAT has shocked me as its a refinance than a sale or purchase.

The quote is fractionally on the steep side. If you are willing to spend time comparing costs you could decrease the fees marginally by as much as £125. That being said, providing that you were content with the conveyancing the firm provided you couldcome to rue choosing an an untested lawyer. Remember to enquire that the conveyancer can represent Birmingham Midshires. You can use our search tool to get a quote a West Ham conveyancing firm on the Birmingham Midshires conveyancing panel, which can often include conveyancing solicitors in West Ham.

We are about to complete on the purchase of a property in West Ham but as a result of damage from some water damage at the property I have managed to agree reparation from the owner in the sum of three thousand pounds in the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process yet Co-operative are not allowing this. Should they have been involved?

Your lawyer that is on the Co-operative approved list is required to inform Co-operative of any amendments to the purchase price. If you were to refuse your lawyer to notify the reduction to Co-operative then they would have to discontinue acting for you. In addition, Co-operative and you would have to appoint a new lawyer for your conveyancing in West Ham.

My brother-in-law has suggested I instruct a conveyancing solicitor in West Ham. I need to find out if they are on the Coventry Building Society conveyancing panel. Could you advise?

The first thing you should do is phone the conveyancer and ask them whether they can act for the bank. Otherwise please call Coventry Building Society who may be able to assist.

What does a local search tell me about the property I am buying in West Ham?

West Ham conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search plays a central part in most West Ham conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

I am purchasing a new build house in West Ham with the aid of help to buy. The developers refused to reduce the amount so I negotiated 6k of additionals instead. The house builders rep advised me not reveal to my conveyancer about the deal as it would adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.