In what way does my ID and proof of funds have anything to do with my conveyancing in Canning Town? Is this really warranted?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Canning Town. Nowadays you will not be able to proceed with any conveyancing process without first submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are supplying your driving licence as proof of ID it needs to be both the paper part and photo card part, one is not sufficient in the absence of the other.

Verification of your origin of money is necessary under Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor will need to have this information on record. Your Canning Town conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask additional queries regarding the origin of monies.

I purchased a renovated Edwardian house in Canning Town. Conveyancing solicitor represented me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Canning Town and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the purchase.

I am buying a new build house in Canning Town with a mortgage from Bank of Ireland. The sellers refused to reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not to tell my solicitor about this side-deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a quick, chain free conveyancing. Canning Town is where the house is located. What do you suggest?

Flying freeholds in Canning Town are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Canning Town you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canning Town may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm refinancing my current home to a BTL mortgage with Coventry Building Society and I will use the rest of the raised equity as a deposit on a second house. The location we are interested in is Canning Town. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?

Make use of our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. Having checked that they are the lawyer will be able to tie up the two transactions but you should have a chat with you conveyancer and specify your expectations and requirements.