We are aiming to move home in September. Should my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Hackney Wick. Conveyancing lawyer was organised before I stumbled across this site.
On the afternoon of completion you can pick up the keys from the estate agent however this can only take place after the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be released. Subsequently you can advise the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in finding a residential property solicitor in Hackney Wick or a firm that specialises in conveyancing in Hackney Wick.
We previously appointed conveyancing lawyers located in Hackney Wick on the Nationwide solicitor panel. They have just invoiced me an additional charge for the legal aspects of the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your solicitor may charge a fee for this. This fee is not set by Nationwide but by your Hackney Wick solicitor. Numerous firms on the Nationwide panel will charge ’dealing with mortgage’ fee but plenty of practices include it on their overall fee.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Co-operative are being a right pain. The Hackney Wick solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I purchased a 4 bedroom Georgian house in Hackney Wick. Conveyancing lawyer acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hackney Wick and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the purchase.
I'm buying my first flat in Hackney Wick with a mortgage from Lloyds TSB Bank. The sellers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not inform my solicitor about this extras as it may adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Hackney Wick prior to appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders will not issue a mortgage on such a premises.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hackney Wick. Conveyancing will be smoother if you use a solicitor in Hackney Wick especially if they are accustomed to such properties in Hackney Wick.
How simple is it to change firm as I need to instruct one who is on the Barnsley Building Society conveyancing panel. I hired a high street conveyancing solicitor in Hackney Wick round the corner but the firm is not accepted by Barnsley Building Society
It would be our pleasure to help you find a conveyancing solicitor in Hackney Wick on the Barnsley Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Hackney Wick. In making use of search facility on this page, you can compare costs for conveyancing solicitors in Hackney Wick and beyond.