I require conveyancing for an apartment in a fairly new development (6 years old) in Thurston. Almost all the flats are already disposed of. Do I need carry out the conveyancing searches for my conveyancing in Thurston?

You would be opening yourself up to an unnecessary risk in not carrying out Thurston conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that your solicitor conducts them. Where timings and price are top of your issues you should consider with your solicitor about the options such as indemnity insurance available to you

There is lots of information on this site regarding conveyancing in Thurston but can you isolate your top tip for selecting the right conveyancer in Thurston

We would encourage you not to go for the cheapest Thurston conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Thurston?

There are many recorded licenced Conveyancers in Thurston and Solicitor practices in Thurston to choose from We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. The two can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I am selling my apartment. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being problematic. The Thurston solicitor who is on the Bank of Ireland conveyancing panel is saying indemnity insurance will be fine but Bank of Ireland are insisting on a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?

It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Thurston?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Thurston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build apartment in Thurston. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Thurston

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared.

I opted to have a survey done on a property in Thurston ahead of appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks may not give a mortgage on such a property.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Thurston. Conveyancing may be slightly more expensive based on your lender's requirements.