Find a Barnstaple Conveyancing Solictior on Your Lender’s Panel

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Recently asked questions about conveyancing in Barnstaple

Would the conveyancing lawyers revealed via your search app carry out right to buy conveyancing in Barnstaple?

We work with numerous conveyancing firms carrying out right to buy conveyancing work Please get in touch with the conveyancers listed in order to get a conveyancing quote.

In what way does my ID and proof of funds have anything to do with my conveyancing in Barnstaple? What am I being asked for?

Barnstaple conveyancing solicitors and indeed property lawyers accross the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the ID of any client in order to satisfy themselves that clients are who they say they are.

Conveyancing clients will need to produce two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement no older than three months).

Confirmation of source of funds is also necessary under the money laundering laws as solicitors are duty bound to check that the monies you are utilising to purchase a property (whether it be the deposit for exchange or the total purchase monies where you are a cash purchaser) has originated from legitimate source (such as employment savings) rather than the fruits of illegitimate activity.

Will my solicitor be making enquiries regarding flooding as part of the conveyancing in Barnstaple.

The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Barnstaple. There are those who purchase a property in Barnstaple, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, however there are a numerous searches that can be carried out by the buyer or by their conveyancers which will give them a better understanding of the risks in Barnstaple. The standard property information forms given to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard question of the seller to find out if the premises has historically flooded. In the event that flooding has previously occurred which is not disclosed by the vendor, then a buyer could issue a legal claim for losses as a result of such an misleading answer. A purchaser’s conveyancers may also carry out an environmental report. This should indicate whether there is any known flood risk. If so, additional inquiries should be initiated.

Due to the encouragement of my in-laws I had a survey completed on a property in Barnstaple ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend not give a mortgage on this type of premises.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Barnstaple. Conveyancing will be smoother if you use a solicitor in Barnstaple especially if they are accustomed to such properties in Barnstaple.

My husband and I are new to the buying process - agreed a price, yet the agent told us that the seller will only proceed if we instruct the agent's preferred conveyancers as they are insisting on a ‘quick sale’. We would rather use a local conveyancer who is accustomed to conveyancing in Barnstaple

It is highly unlikely the owners are behind this. Should the seller require ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Try to communicate with the sellers directly and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you intend to use your own,trusted Barnstaple conveyancing firm - not the ones that will earn the negotiator at the agency a kickback or achieve conveyancing figures set by corporate headquarters.

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Find out more about how flying freehold can affect your the value of a property.