We are about to exchange contracts for a property in Torrington. We encountered a stumbling block. The loan offer with Yorkshire Building Society expires on 8/4/2026 but the sellers are suggesting a completion date of 10/4/2026. Can one prolong the loan expiry date?

The person best placed to deal with your issue is your lawyer who will hopefully assess whether they should be discussing with the bank, seller’s solicitors, estate agents or indeed all parties based on the circumstances your conveyancing as of today.

There are plenty of conveyancing solicitors in Torrington but how do I know who's good?

We would encourage you not to go for the cheapest Torrington conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

How can we tell if a Torrington conveyancing solicitor on the TSB panel is any good?

When it comes to conveyancing in Torrington getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor carrying out your transaction.

Virgin Money have agreed my home loan in principle, my bid on a house in Torrington has been accepted, what happens next?

The property agent will wish to be advised as to your lawyer's details (be sure the solicitors are on the lender’s approved list). Contact Virgin Money or the financial adviser and finish off any relevant paperwork. Virgin Money will appoint a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Virgin Money will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Torrington.

I am buying a property and the lawyer has mentioned Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Torrington

Unless a previous acquisition of the property took place post 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Torrington to remain encouraging a chancel search and or chancel repair liability insurance.

In surfing the internet for the term conveyancing in Torrington it shows results of many property lawyersin the area. With so much choice what is the best way to find the suitable conveyancer for me?

The best method of choosing the right conveyancer is through a personal referral, so ask friends and those you trust who have acquired a property in Torrington or a reputable estate agent or financial adviser. Charges for conveyancing in Torrington differ, so it's sensible to request at least four fee calculations from different property lawyers. Be sure to seek confirmation what costs in the quote includes.

I am contemplating instructing an online conveyancing practitioner ahead of a Torrington conveyancing practice. Should I ‘stay local’?

Numerous benefits exist in having the option attend a local Torrington conveyancing solicitor for example

• signing documents and and when necessary
• having one on one explanations of issues you don't understand
• the ability to complain if matters go pear-shaped

When comparing estimates, look carefully for hidden extras. The majority decent Torrington high street solicitors give an all-inclusive price. Many online agents appear to offer discounted prices, yet have burried 'extras' in the fine print.