I'm in the process of swapping over from my current residential loan to a Buy to Let Clydesdale mortgage. I have been informed by my broker that I need a lawyer for this. I had a chat the same Merton conveyancing practitioner who dealt with the legals when I first acquired the house. The costs estimate they've given of £450 plus VAT is an eye-watering amount to do this as its a remortgage than a sale or purchase.
The costs illustration is slightly on the expensive side. If you shop around you may be able to shave off some of the cost by perhaps £125. That being said, assuming were happy with the assistance the firm offered you couldlive to regret opting for an an untested conveyancer. Remember to enquire that the conveyancer can act for Clydesdale. You can use our search tool to choose a Merton conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Merton.
We are buying a end of terrace house in Merton. The intention is to convert the garage to a playroom at the property.Will legal conveyancing on the property involve checks to ascertain if these alterations were previously refused?
Your solicitor should check the deeds as conveyancing in Merton can on occasion identify restrictions in the title deeds which prohibit certain works or require the consent of another owner. Some extensions call for local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
We previously selected solicitors with offices in Merton on the Leeds Building Society solicitor panel. They are now charging me a further amount for the legal aspects of the Leeds Building Society mortgage. Is this an additional conveyancing fee specified by Leeds Building Society?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer can charge a fee for this. The fee is not set by Leeds Building Society but by your Merton lawyer. Numerous firms on the Leeds Building Society panel will levy an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
After months of negotiation I have agreed a price on an apartment in Merton. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. A couple of days later, the conveyancer contacted me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Action Conveyancing several years ago for my conveyancing in Merton. I now require my file however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Merton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a quick, no chain conveyancing. Merton is where the house is located. What do you suggest?
Flying freeholds in Merton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Merton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Merton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am 14 days into a residential purchase having been recommend to solicitors by the estate agent to perform conveyancing in Merton. I am not happy. Can you help me find new lawyers?
They would need to be really bad in order to consider changing them. Has the mortgage offer been issued? In the event that it has you need to inform them of the replacement conveyancer and ensure the loan are re-sent. The conveyancer should be on the mortgage company panel to avoid escalating charges and frustration. That should be your first question of the new solicitors. The search tool will help you find a lender approved conveyancer for your conveyancing in Merton