It has come to my attention via my mortgage adviser that my Okehampton property lawyer is not on the lender Conveyancing panel. How can I check?

The sensible course of action for you to take is to call your Okehampton lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may be able to suggest a Okehampton conveyancing firm that is on the conveyancing panel for your mortgage company.

What is the first thing I need to know about purchase conveyancing in Okehampton?

You may not hear this from too many lawyers but conveyancing in Okehampton or throughout Devon is often a confrontational process. In other words, when it comes to conveyancing there exists plenty of opportunity for conflict between you and others involved in the legal transfer of property. For instance, the seller, selling agent and sometimes the lender. Selecting a lawyer for your conveyancing in Okehampton an important selection as your conveyancer is your adviser, and is the SOLE person in the transaction whose role it is to protect your legal interests and to keep you safe.

Sometimes a third party with a vested interest will try and persuade you that it is in your interests to do things their way. For example, the property agent may claim to be helping by claiming that your conveyancer is dragging his heels. Or your financial adviser may advise you to do take action that is against your conveyancers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Is there a search tool that I can use to discover of the solicitor conducting my conveyancing in Okehampton is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus spending £192.00 in further conveyancing fees.

Feel free to take advantage of the search tool on this web page. Pick the lender and type ‘Okehampton’ or your location and you will discover numerous conveyancers offices in Okehampton or by proximity to you.

Do I need to pay for insurance to address the risk of chancel repairs when buying a property in Okehampton?

Unless a prior purchase of the premises completed after 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Okehampton to continue to recommend a chancel search and or chancel repair liability insurance.

I purchased a 4 bedroom Georgian house in Okehampton. Conveyancing practitioner acted for me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Okehampton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who conducted the work.