Find a Devon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Devon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Devon transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Devon conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Devon

My partner and I are acquiring a newly built apartment in Devon and my lawyer is telling me that she has to the lender to reveal incentives from the seller. I am nearing the developer’s deadline to exchange and I would rather not prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We hope to to purchase with Coventry BS. I went into a few local practices but cant to find a Devon conveyancing firm on the Coventry BS panel. Could you assist?

Feel free to take advantage of the find a lender approved solicitor tool on this web page. Please choose the building society and type Devon or your location and you will discover numerous solicitors offices in Devon or near you.

Various internet forums that I have visited warn that are the primary cause of stalling in Devon house deals. Is this right?

The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Devon.

How does conveyancing in Devon differ for newly converted properties?

Most buyers of new build premises in Devon come to us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because builders in Devon usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Devon or who has acted in the same development.

I am attracted to a two maisonettes in Devon which have in the region of forty five years unexpired on the leases. should I be concerned?

There are plenty of short leases in Devon. The lease is a legal document that entitles you to use the property for a period of time. As a lease gets shorter the value of the lease reduces and it becomes more costly to acquire a lease extension. This is why it is generally wise to extend the lease term. Sometimes it is difficult to sell a property with a short lease because mortgage companies may be unwilling to lend money on such properties. Lease enfranchisement can be a protracted process. We recommend you seek professional assistance from a solicitor and surveyor with experience in this field.

Devon Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

    You should be aware if it is no more than 80 years it will affect the salability of the flat. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. A short lease means that you will almost definitely require a lease extension at some point and you need to have some idea of what this will be. For most Devonlease extensions you will be required to have been the owner of the property for a couple of years before you are entitled to exercise a lease extension. Be sure to find out if there is anything that is prohibited in the lease. By way of example it is reasonably common in Devon leases that pets are not permitted in certain buildings in Devon. If you love the apartmentin Devon however your cat is not allowed to make the move with you then you will be presented with a hard decision.

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