There are plenty of conveyancing solicitors in Devon but how do I know who's good?
It would be unwise to be seduced by the lowest Devon conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being difficult. The Devon solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are insisting on a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Devon on 11/10/2018, valuation was booked 4 days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the input of my in-laws I had a survey completed on a house in Devon before instructing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Devon. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Devon and I am already nervous. I couldn't find anything specific about Devon. Conveyancing will be needed in due course but do you know about the Devon area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Devon. In the meantime here are some basic statistics that we found
I have been sourcing a conveyancing solicitor in Devon for my sale. Is there any facility to check a firm’s complaints history with the legal regulator?
You may read presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator may monitor call for training requirements.
I have just appointed agents to market my ground floor flat in Devon. Conveyancing is yet to be initiated, however I have just had a half-yearly service charge demand – Do I pay up?
The sensible thing to do is discharge the maintenance contribution as normal given that all rents and maintenance charges will be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Leasehold Conveyancing in Devon - Sample of Queries before Purchasing
It would be prudent to find out as much as possible regarding the company managing the block as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues like the upkeep of the common parts. Enquire of other tenants what they think of them. On a final note, find out the dates that the service fees are due to the appropriate party and precisely what you get for your money. What restrictions are there in the Devon Lease?