How up to date is your database of Devon solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Devon conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
My bid for a property was accepted at auction in Devon. Conveyancing is needed. What are my next steps?
Having to all intents and purposes signed on the dotted line you should hire the services of a conveyancing lawyer as a matter of urgency as you are faced with a fast approaching a fixed date to complete the purchase. Every auction property will have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You should give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
I am being told by my lawyer that absentee landlord insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Devon?
The appropriate level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and The Mortgage Works. Conveyancing practitioners as opposed to borrowers take out such insurances.
I have decided to exercise my right to buy my property in Devon off the council. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
Due to the encouragement of my in-laws I had a survey completed on a property in Devon prior to instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some lenders will refuse to grant a mortgage on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Devon. Conveyancing will be smoother if you use a solicitor in Devon especially if they are familiar with such properties in Devon.
How difficult is it to switch firm as I need to retain a firm on the Coventry Building Society conveyancing panel. I hired a family conveyancing solicitor in Devon five minutes from me but she is not accepted by Coventry Building Society
It would be our pleasure to help you find a conveyancing solicitor in Devon on the Coventry Building Society panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who regulate all conveyancing solicitors in Devon. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Devon.
Are you able to explain what my options are if my Devon conveyancing searches reveals negative results?
Normally, the majority of issues arising from Devon conveyancing search responses can be handled before completion or indemnity insurance can be put in place. You should note that even though you are buying the premises and may be willing to accept the search results, your building society or bank may not, and ultimately the decision rests with them.