I have just started taking steps with the intention of changing my domestic home loan to a BTL Yorkshire Building Society mortgage. The bank has said that I need a solicitor as part of the process. I had a chat the same Winkleigh conveyancing solicitor who acted on my behalf when I originally bought the premises. The quote sent of £575 plus disbursements has shocked me as its a remortgage than a sale or purchase.

The estimate does seem a tad on the high side. If you shop around you could trim some of the cost by say £125. That being said, providing that you were pleased with the legal work the firm offered you maycome to rue opting for an an unknown conveyancer. If is important to check that the solicitor can also act for Yorkshire Building Society. You can utilise our search tool to get a quote a Winkleigh conveyancing firm on the Yorkshire Building Society conveyancing panel, which can often include conveyancing solicitors in Winkleigh.

I sincerely hope you can assist me. My Winkleigh lawyer is advising me that he has toorder Winkleigh conveyancing searches asthe firm are on the Lloydsconveyancing panel. Is this really necessary?

You have limited options available to you. As you are taking a home loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Winkleigh conveyancing searches.

I'm buying my first flat in Winkleigh with a mortgage from Aldermore. The builders would not move on the amount so I negotiated 6k of extras instead. The sale representative told me not reveal to my solicitor about the side-deal as it would affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I will soon part with hundreds of thousands of pounds on a property in Winkleigh I would like to have a conversation with the solicitor about myhouse move ahead of giving the go ahead to the firm. Can this be arranged?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your property ownership legalities in Winkleigh.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Winkleigh should be the figure that you are charged.

Am I best advised to go with a Winkleigh conveyancing solicitor based in the area that I am hoping to buy? An old friend can execute the conveyancing however her office is approximately 350miles away.

The primary upside of using a high street Winkleigh conveyancing firm is that you can pop in to execute paperwork, present your ID and pester them where appropriate. Having local Winkleigh know how is a bonus. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and in the main were impressed that must surpass using an unfamiliar Winkleigh conveyancing solicitor solely due to them being local.