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Find a Bideford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bideford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bideford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Bideford

Just contacted my conveyancing solicitor in Bideford who completed the legal work two years ago and wanted a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of similar values with a mortgage from Nationwide Building Society. It looks as though am now being charged twice the amount. Am I right to be tempted to shop around for an alternative conveyancer?

The charges appear a bit high. If you are happy to spend time contrasting charges you might reduce the fees slightly by as much as a hundred pounds. On the other hand, assuming were satisfied with the conveyancing the firm gave you mightcome to rue choosing an a cheaper lawyer. If is important to enquire that the conveyancer can represent Nationwide Building Society. Do make use of our search tool to select a Bideford conveyancing firm on the Nationwide Building Society member panel, which can often include conveyancing solicitors in Bideford.

We are about to sign contracts for a leasehold flat in Bideford. We have hit a stumbling block. The loan offer with Nottingham Building Society runs out on 11/6/2024 but the owners are putting forward a completion date of 13/6/2024. Is it possible to prolong the mortgage offer?

The best person to deal with your question is your lawyer who is in a position to assess if they better off negotiating with the lender, owner’s solicitors, selling agents or possibly all parties taking into account what has gone on in your conveyancing to date.

It is 10 years ago since I bought my home in Bideford. Conveyancing lawyers have now been instructed on the sale but I am unable to find the deeds. Is this a major issue?

Don’t worry too much. First there is a chance that the deeds will be kept by your mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Bideford involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.

I'm the sole beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Bideford. The Bideford property was put into my name in March. I want to move. I do know about the CML six month 'rule', meaning my proprietorship could be regarded the same way as though I had purchased the house in March. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Some lenders would take a practical view as this requirement is primarily there to capture subsales or the quick reselling of property.

We previously selected solicitors locally in Bideford on the Santander solicitor panel. They are now charging me an additional fee for dealing with the Santander mortgage. Is this an additional conveyancing fee set by Santander?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer is entitled to charge a fee for this. The charge is not dictated by Santander but by your Bideford lawyer. Plenty of firms on the Santander panel will charge ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.

Lloyds have agreed my home loan in principle, my bid on a flat in Bideford has been accepted, what happens next?

Your property agent will need to be informed of your solicitor's details (ensure that the conveyancers are on the bank’s approved list). Call up Lloyds or the financial adviser and finish off any relevant paperwork. Lloyds will instruct a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. Lloyds will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bideford.

As co-executor for the estate of my father I am disposing of a property in Neath but live in Bideford. My conveyancer (based 250 miles from meneeds me to sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Bideford who can witness and place their company stamp on the document?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are located in Bideford

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