Having been told to check out your company we were about to use a conveyancing solicitor in Bideford endorsed using your comparison tool but have come across alternative fee calculations on the internet look cheaper – why is this?
There are plenty of websites advertising so-called cheap conveyancing, yet more often than not extracharges end up with the final bill being escalated. According to the Legal Ombudsman charges outlined in terms of business should be honest and reasonable and be applied The conveyancers that we list for conveyancing in Bideford clearly state all charges for a standard conveyancing case.
We note that you have a post code search directory listing firms on the UBS conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Bideford?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bideford.
My wife and I have recently appointed a conveyancing solicitor in Bideford. I I would like to check if they are accepted on the Santander approved list of lawyers. Could you advise?
The first thing to do is e-mail your conveyancer and enquire if they can act for the bank. Otherwise please call Santander who may be able to help.
I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Bideford bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Bideford conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your conveyancer has to comply with the Council of Mortgage Lenders’ Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Barclays have agreed my home loan in principle, my offer on a apartment in Bideford has been agreed to, what are the next steps?
Your estate agent will want to be informed of your lawyer's details (make sure the conveyancers are on the lender’s panel). Contact Barclays or the financial adviser and finish off any relevant forms. Barclays will appoint a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to happen. Once carried out (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Barclays will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bideford.
After what seems like an age I have had an offer on a maisonette in Bideford accepted, but there is a chain. The vendors have put an offer on a property, however it’s not yet tied up, and are looking at other flats booked. I have instructed a local conveyancing solicitor in Bideford. What should be my next step? At what stage do I apply for the mortgage with HSBC?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then survey, Bideford conveyancing search charges, etc). First, you should check that your solicitor is on the HSBC conveyancing panel. Concerning the next phase this very much depends on the specifics of your transaction, motivation for the property and on the state of the market. During a hot market the majority of home buyers would apply for a home loan with HSBC and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to press on with searches.
I am buying a new build flat in Bideford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bideford
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.