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Recently asked questions about conveyancing in Bideford

We are approaching an exchange on a house in Bideford and my mum and dad have sent the 10% deposit to my conveyancer. I am now advised that as the deposit has been received from someone other than me my conveyancer needs to make a notification to my lender. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?

The solicitor is duty bound to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Bideford? or I am told that there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this appropriate for conveyancing in Bideford?

Unless a previous purchase of the premises took place after 12 October 2013 you can take it that solicitors carrying out conveyancing in Bideford to remain recommending a chancel search and or insurance against a claim.

I have recentlybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Bideford for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is in my name in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bideford conveyancing specialists.

My business partner and I are looking to lease a unit on the high street. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in Bideford for below £2000?

We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Bideford, including the sale and purchase of businesses as well as simply premises. Whether you are intending to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the fees this will depend on the structure and nuances of the deal. Let us have your contact information or email us so that we may supply you with a fixed commercial conveyancing calculation.

I have just started marketing my ground floor flat in Bideford. Conveyancing lawyers have not yet been instructed, however I have recently had a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is pay the service charge as usual given that all ground rent and maintenance charges will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Bideford Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

    Is anyone aware of any major works anticipated that will increase the maintenance costs? Who is in charge of the block? Generally speaking the outlay for major works tend not to be wrapped into the maintenance charges, albeit that there some managing agents in Bideford require leasehold owners to contribute towards a sinking fund created for the specific intention of establishing a fund for major works.

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