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Find a Bideford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bideford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bideford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Bideford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Bideford

Is the fact that my solicitor in Bideford is not on my lender's solicitor panel that there is a problem with the standard of the firm’s conveyancing?

It would be unwise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Bideford conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.

Why do I have to pay up front for my conveyancing in Bideford?

If you are buying a property in Bideford your lawyer will request that you to provide them with monies to cover the the cost of the conveyancing searches. Ordinarily this is called for to cover the fees of the conveyancing searches. If any deposit is as part of the purchase price then this should be asked for shortly in advance of contracts are exchanged. The final balance that is needed will be payable a couple of days ahead of the completion date.

Is it correct that all Bideford CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?

It is true that some banks and building societies now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.

My wife and I are in the throws of viewing apartments in Bideford and I am now considering a potential offer. Should I already have a conveyancer in place at this point? I am planning to take a mortgage with Santander.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are taking out a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.

TSB have agreed my mortgage in principle, my bid on a flat in Bideford has been agreed to, now what?

The estate agent will wish to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Telephone TSB or your financial adviser and finish off any outstanding paperwork. TSB will instruct a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. TSB will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bideford.

2 months have elapsed since my purchase conveyancing in Bideford completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build apartment in Bideford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bideford

    Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan.

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