My Conveyancer in Bideford has never been on on the Barclays Direct Conveyancing Panel. Is it possible for me to continue with my prefered solicitor even though they are excluded from the Barclays Direct panel of approved conveyancing solicitors?

Your options are as follows:

1. Complete the purchase with your existing Bideford solicitors but Barclays Direct will need to instruct a conveyancer on their list of acceptable firms. This will inevitably rack up the overall legal fees and result in frustration.
2. Get a new solicitor to act in the purchase, remembering to check they are on the Barclays Direct panel

I have paid off my mortgage with Co-operative. I assume I don't need a Bideford solicitor on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Co-operative has sent the Land Registry the discharge electronically, and
3. Co-operative has instructed the Land Registry to do so

I am currently in the process of buying my council flat in Bideford. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.

Aldermore have agreed my home loan in principle, my offer on a house in Bideford has been accepted, what are the next steps?

Your property agent will wish to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s panel). Call up Aldermore or the financial adviser and finish off any outstanding forms. Aldermore will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. Aldermore will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bideford.

I have been on the look out for a ground for flat up to £245,000 and found one near me in Bideford I like with a park and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. There is not much else in Bideford suitable, so just wondered if I would be making a mistake purchasing a short lease?

If you need a mortgage that many years will be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.

I am selling my house. My past solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bideford if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Bideford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.

I need to appoint a conveyancing solicitor for residential conveyancing in Bideford. I have discover a site which seems to have the ideal answer If it is possible to get all formalities completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?