I am hoping to complete my purchase in Bush Hill Park next Tuesday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the lender expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not unique to conveyancing in Bush Hill Park.

As someone unfamiliar with conveyancing in Bush Hill Park what is the number one tip you can give me concerning the ownership transfer in Bush Hill Park

You may not hear this from too many lawyers but conveyancing in Bush Hill Park or throughout North London is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the ownership transfer. For instance, the seller, selling agent and on occasion your lender. Choosing a lawyer for your conveyancing in Bush Hill Park is a critical decision as your conveyancer is your adviser, and is the ONE party in the process whose role it is to act in your best interests and to protect you.

Every so often a third party with a vested interest will try and persuade you that you should follow their advice. For instance, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your financial adviser may tell you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I am purchasing my first flat in Bush Hill Park with the aid of help to buy. The sellers would not budge the amount so I negotiated five thousand pounds worth of extras instead. The estate agent told me not disclose to my lawyer about this side-deal as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I am about to spend 450k on a property in Bush Hill Park I wish to talk to a conveyancer regarding thehouse move prior to instructing the firm. Can this be arranged?

Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer who will be carrying out your conveyancing in Bush Hill Park.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Bush Hill Park should be the amount on the final invoice that you are charged.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Bush Hill Park. I've chance upon a web site which looks to be the ideal solution If there is a chance to get all this stuff done via phone that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?