A relative advised me that in purchasing a property in Edmonton there could be a number of restrictions prohibiting external alterations to a property. Is this right?

There are anumerous of properties in Edmonton which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Edmonton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I can not fathom if my lender requires a lease extension. I have called my Edmonton bank branch on numerous occasions and was told it does not impact the mortgage offer and they would lend. My Edmonton conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

Provided that the is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Intending to buy a house in Edmonton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Edmonton is on the conveyancing panel.

I moved into my house on 12 August and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Edmonton advises it would be registered inside ten days. Are transfers in Edmonton particularly slow to register?

There is nothing unique about conveyancing in Edmonton registration formalities. As opposed to being determined by geographic area, timescales can differ according to who lodges the application, whether it is in order and if the Land registry must send notices to any other parties. As of today approximately three quarters of submission are completed within 12 days but some can be subject to extensive delays. Historically registration is effected after the purchaser is living at the premises thus 'speed' is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers can speak with the land registry and explain the circumstances.

Am I right to be suspicious that 3rd parties that I am dealing with are suggesting a factory type conveyancing firm as opposed to a High Street Edmonton conveyancing practice?

As with many professional services, often input from relatives can be very helpful. But there are lots of players in a conveyancing matter; estate agents, financial adviser and banks may suggest solicitors to choose. On occasion these conveyancers might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the endorsement. You have the discretion to appoint your own conveyancer. Don't forget that the majority of banks operate an approved list of solicitors you are obliged to use for the mortgage related work in your home move.

I need to find a conveyancing solicitor for my conveyancing in Edmonton. I happened to chance upon a web site which looks to be the perfect offering If it is possible to get all the legals done via web that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Edmonton Leasehold Conveyancing - A selection of Queries Prior to buying

Does the lease have onerous restrictions? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this scenario the tenants benefit from control and even though a managing agent is usually employed if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.