Recently been in touch with my conveyancing lawyer in Edmonton who acted for me two years ago requesting a conveyancing quote based on an identical type of house sale & purchase (a leasehold premises and a freehold premises) of almost identical values with a mortgage from TSB. I am now being charged double. Am I right to be tempted to shop around for a cheaper online firm of conveyancing solicitor?
The estimate does seem a tad on the high side. If you are happy to spend time contrasting charges you may be able to decrease the fees marginally by perhaps £100 plus VAT. On the other hand, providing that you were pleased with the service the firm offered you maylive to rue opting for an an unknown conveyancer. Remember to ensure the conveyancer can represent TSB. Do use our search tool to choose a Edmonton conveyancing firm on the TSB member panel, which can often include conveyancing solicitors in Edmonton.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Edmonton. Do I pick up the keys to the premises on the completion date from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Edmonton?
On the day of completion you do not need to attend the conveyancers office in Edmonton. Your solicitors will arrange to send the completion advance to the vendor’s conveyancers, and once they have received this, you should be able to receive the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
I'm the only beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Edmonton. The Edmonton property was put into my name in March. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship may be regarded the same way as if I'd bought the house in March. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. Most mortgage companies would take a pragmatic view as this requirement chiefly exists to identify the purchase and immediately sell or the flipping of properties.
I recently had an offer accepted on an apartment in Edmonton. My mortgage broker suggested a property lawyer. I paid an upfront payment of £175. A few days later, the conveyancer contacted me sheepishly admitting that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I need some expedited conveyancing in Edmonton as I am under pressure to complete in less than one month. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not obtaining a mortgage you are at liberty not to do searches although no lawyer would advise that you don't. With plenty of history conveyancing in Edmonton the following are examples of issues that can crop up and adversely impact future mortgageability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
I decided to have a survey carried out on a property in Edmonton in advance of retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not issue a mortgage on this type of house.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Edmonton. Conveyancing will be smoother if you use a solicitor in Edmonton especially if they regularly deal with such properties in Edmonton.
Are the Edmonton conveyancing lawyers identified as being on the lender conveyancing panel, together with their details provided by the bank?
Edmonton firms and firms conducting conveyancing in Edmonton themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.