I'm in the process of changing my existing standard mortgage to a BTL Aldermore mortgage. I have been informed by my broker that I require a solicitor as part of the process. I had a chat my past Tottenham Green conveyancing practitioner who acted on my behalf when I previously purchased the house. The quote provided of £500 is an eye-watering amount to do this as its a refinance than a sale or purchase.

The estimate fees appear a bit high. If you shop around you could trim some of the cost by say a hundred pounds. That being said, if you were content with the service the firm gave you mightcome to rue choosing an a cheaper conveyancer. If is important to check the solicitor can also act for Aldermore. Do make use of our search tool to find a Tottenham Green conveyancing firm on the Aldermore member panel, which can often include conveyancing solicitors in Tottenham Green.

In the event thatI was to purchase a simple residential housein Tottenham Green for cash and dispense with a survey and no local authority searches how much could I expect to have to pay for conveyancing in Tottenham Green?

Any savings you would make would be isolated to the disbursement for searches. A lawyer is obliged to do the vast majority of work - money laundering, correspond with the vendors conveyancing practitioner, SDLT submission, register the title etc. You might save a bit for them not needing to register a mortgage however it will not be significant.

It is is a decade since I acquired my house in Tottenham Green. Conveyancing solicitors have just been instructed on the sale but I can't find my deeds. Will this cause complications?

You need not be too concerned. First the deeds may be with the mortgage company or they may be in the possession of the solicitor who handled your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Tottenham Green relates to registered property but in the rare situation where your home is not registered it is more tricky but is resolvable.

Will our lawyer be raising questions regarding flooding as part of the conveyancing in Tottenham Green.

Flooding is a growing risk for lawyers dealing with homes in Tottenham Green. There are those who purchase a house in Tottenham Green, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Solicitors are not qualified to give advice on flood risk, but there are a various searches that can be carried out by the buyer or by their lawyers which will figure out the risks in Tottenham Green. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the seller to determine if the property has suffered from flooding. If flooding has previously occurred and is not revealed by the seller, then a buyer could bring a legal claim for losses stemming from an incorrect reply. A buyer’s solicitors should also carry out an environmental report. This should reveal whether there is any known flood risk. If so, additional investigations should be conducted.

About to purchase a new build flat in Tottenham Green. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Tottenham Green

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision.