My financial adviser says he needs my Tottenham Hale solicitor’s panel member for the HSBC conveyancing panel. Can you suggest how I find this out. I have called my local Tottenham Hale branch but they cant find it on their system.
You are best placed to get this information from your Tottenham Hale lawyer . They keep a central record lender panel numbers.
We are purchasing a detached bungalow in Tottenham Hale. We would like to carry out an extension to the side at the property.Will legal due diligence on the property involve enquiries to see if these works are permitted?
Your conveyancer will review the registered title as conveyancing in Tottenham Hale will on occasion identify restrictions in the title deeds which prohibit certain alterations or necessitated the consent of another owner. Some works need local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
We were going to get a OIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any Tottenham Hale solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Tottenham Hale solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
Kent Reliance have agreed my mortgage in principle, my bid on a house in Tottenham Hale has been agreed to, now what?
Your estate agent will wish to be informed of your conveyancer's details (ensure that the conveyancers are on the lender’s panel). Call up Kent Reliance or the financial adviser and finish off any relevant forms. Kent Reliance will appoint a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Kent Reliance will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tottenham Hale.
My colleague advised me that where I am purchasing in Tottenham Hale I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Tottenham Hale conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Tottenham Hale around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tottenham Hale Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Tottenham Hale.
My wife and I purchased a 4 bedroom Victorian house in Tottenham Hale. Conveyancing lawyer acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tottenham Hale and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing lawyer who carried out the work.
In what way does the Landlord & Tenant Act 1954 affect my business premises in Tottenham Hale and how can your lawyers assist?
The particular law that you refer to provides security of tenure to business lessees, granting the legal entitlement to make a request to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Tottenham Hale is one of the hundreds of locations in which our lawyers have offices