My mortgage broker requires my Seven Sisters lawyer’ panel reference for the Santander conveyancing panel. What is the best way to discover this. I have called my local Seven Sisters office but they cant find it on their system.
You are best placed to get this information from your Seven Sisters property lawyer . They maintain a central record lender panel numbers.
My husband and I swapping mortgage lender for our apartment in Seven Sisters with Aldermore. We have a son 19 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have two questions (1) Is this form unique to the Aldermore conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Aldermore conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are purchasing a house and the conveyancer has referenced Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. He has suggested insurance. Is this really warranted for conveyancing in Seven Sisters
Unless a prior acquisition of the house took place post 12 October 2013 you could take it that lawyers carrying out conveyancing in Seven Sisters to continue to suggest a chancel search and or insurance against a claim.
My wife and I own a semi-detached Victorian house in Seven Sisters. Conveyancing lawyer acted for me and Chelsea Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Seven Sisters and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who conducted the purchase.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Seven Sisters. I happened to stumble upon a web site which seems to have the perfect solution If it is possible to get all the legals completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?