We are about to exchange contracts for a semi detached house in Tottenham. We encountered a snag. Our loan offer with HSBC Bank expires on 20/10/2025 but the vendors are suggesting a completion date of 22/10/2025. Can one prolong the mortgage offer?

The person best placed to address this issue is your solicitors who is in a position to calculate whether they should be discussing with the bank, owner’s lawyers, selling agents or possibly all three given the circumstances your conveyancing as of today.

I require expedited conveyancing in Tottenham as I have pressure to sign on the dotted line inside one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?

If.Given you are are a cash purchaser you are at liberty not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Tottenham the following are instances of what can show up and adversely affect market value: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...

Just acquired a semi-detached house in Tottenham , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Tottenham conveyancing solicitor has been painfully slow, so I want to check the post completion formalities are concluded.

There is nothing unique about conveyancing in Tottenham registration formalities. As opposed to being determined by geographic area, timescales can differ subject to who lodges the application, whether it is in order and whether the Land registry have to notify any other persons or bodies. At present in the region of three quarters of such applications are completed in less than three weeks but some can be subject to longer hold-ups. Historically registration is effected after the purchaser is living at the premises so an expedited registration is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Tottenham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Tottenham

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared.

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Tottenham is the location of the property. Is there any advice you can give?

Flying freeholds in Tottenham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tottenham you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tottenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.