IfI was to acquire a simple residential homein Tottenham mortgage fee and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Tottenham?

Any savings you would achieve would be isolated to the disbursement for searches. Your conveyancing practitioner still got to do everything else - money laundering, liaising with your vendors conveyancer, SDLT return, register the title etc. You might save a bit for them not needing to register a charge but it won't be meaningful.

Do all mortgage companies provide you with an approved list of Tottenham conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?

Tottenham conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.

Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Tottenham so that I can pop in to their offices if necessary.

Whereas this was necessary 15 years ago, the vast majority mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still manifest benefits to instructing a locally based solicitor, in your case a conveyancing solicitor in Tottenham.

I am assisting my aunt sell her property in Tottenham. Does the solicitor commission the energy performance certificate or it is for the seller to see to?

Following the abolition of Home Information Packs, EPC’s became a mandatory element of moving property. An energy assessment should be commissioned in advance of the property being marketed. This is not something that conveyancers normally organise. If you are instructing a Tottenham conveyancing solicitor they might be able to arrange energy performance certificates due to their relationships with reputable local providers

When it comes to mortgage companies such as Principality, do Tottenham conveyancers have to pay an annual charge to be on the conveyancing panel?

We are unaware of any lender fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

My husband and I are spending time viewing apartments in Tottenham and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Bank of Ireland.

You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are seeking a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.

Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who dealt with the conveyancing in Tottenham 4 years ago no longer exist. Will I be able to sell the house?

As long as the title is registered the information relating to your ownership will be retained by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, identify your property and obtain current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file copy of the Registered Lease and again, a copy can be ordered for twenty pounds.