How do I find the right lawyer to provide a first class service for my conveyancing in Falmouth?

First ask your friends and family who they would recommend.

Option 2 is to search the internet for conveyancing in Falmouth. Pick up the phone to a couple or more firms listed and invite them to send you their conveyancing costs illustrations and have a conversation with the lawyer who will handle the conveyancing prior tocommitting.

Third is to make use of this site to help you find the right solicitors for you based on your unique factors including the type of property,deadlines, complications and who the proposed mortgage company is. Do not be fooled by £100 conveyancing in Falmouth

Why do I have to pay up front when it comes to conveyancing in Falmouth?

Where you are retaining lawyers for conveyancing in Falmouth your solicitor will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the total price then this should be needed immediately ahead of exchange of contracts. Any further balance that is needed will be payable a couple of days prior to the day of completion.

My bid for a property was accepted at auction in Falmouth. Conveyancing is necessary. What is next?

Given that you are now exchanged you will need to instruct a conveyancing practitioner quickly as you will have a pending a fixed date to complete the deal. All auction property should have a bespoke auction set of papers. This will likely include evidence of title and search results. If you have purchased leasehold premises the conveyancing pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must pass this on to the conveyancer instructed by you ASAP. Do make sure that you have funds organised to complete the transaction on the set completion date.

is it true that all Falmouth solicitor practices on the TSB conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the TSB approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel in which case such firms would be regulated by the CLC.

I am currently in the process of buying my council flat in Falmouth. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Falmouth is where the house is located. Can you shed any light on this issue?

Flying freeholds in Falmouth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Falmouth you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Falmouth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I've recently bought a leasehold house in Falmouth. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Falmouth - Sample of Questions you should consider before buying

Does the lease have in excess of 82 years unexpired? How is the lease structured?