My wife and I are selling our home in Falmouth and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Falmouth lawyer would know this is not the case. It does beg the question why the buyers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Falmouth. Having lived in Falmouth for three years we know of no issue. Do we contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Falmouth differ for newly converted properties?
Most buyers of new build residence in Falmouth contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in Falmouth tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Falmouth or who has acted in the same development.
How easy is it to use the search tool to choose a conveyancing lawyer in Falmouth on the approved list for my mortgage?
Step one is to choose a bank such as Halifax, Barnsley Building Society or Bank of Ireland then specify your location for example Falmouth. Conveyancing practices in Falmouth and beyond will then be shown.
Is it best to choose a Falmouth conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can handle the conveyancing however they are based a couple of hundredmiles away.
The primary upside of using a local Falmouth conveyancing firm is that you can attend the office to execute paperwork, present your ID and apply pressure on them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that should surpass using an unknown Falmouth conveyancing solicitor solely due to them being based in the area.
My father-in-law mentioned that when choosing a conveyancing solicitors they need approved by your mortgage company. I am new to the process but I have an AIP with Halifax and I already have a family conveyancing solicitor in Falmouth in place. Can Nat West Bank need an approved lawyer to be used? If so, where can I find that list for my conveyancing in Falmouth?
You need to use a solicitor that is on the Nat West Bank panel. Simply call your preferred Falmouth conveyancing solicitor to check if they are on the Nat West Bank panel. If they are not approved you have a couple of choices available to you here:
- Proceed with your preferred Falmouth solicitor but Nat West Bank will undoubtedly appoint a conveyancing practitioner from their approved list. This will result in additional cost and likely frustration.
- Appoint a fresh property lawyer to conduct the conveyancing, obviously checking they are on the Nat West Bank conveyancing panel.
- Convince your conveyancer to do everything possible to get accepted on the Nat West Bank panel of solicitors.