Find a Falmouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Falmouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Falmouth transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Falmouth conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Falmouth

Can conveyancing in Falmouth to be completed within 10 days?

In a situation where you are under a tight deadline to sign contracts it is highly recommended that your solicitor is familiar with the area as they will benefit local relationships and intelligence. It is possible that they may have conducted otherhouses in the same street. Therefore consider using a Falmouth conveyancing lawyer. Second, double check that the lawyer is on the lender panel. It is estimated that 18% of Falmouth conveyancing transactions are delayed or derailed after finding out that a buyer’s solicitor was not on their mortgage lender’s panel. In many cases this discovery resulted in the home move being held up by almost three weeks. It is believed that this issue affects approximately 100,000 home moves every year. Many Falmouth conveyancing firms can not act for certain lenders so do check at the outset.

My Solicitor in Falmouth is not on the Lloyds TSB Bank Solicitor Panel. Is it possible for me to use my family solicitor even though they are not on the Lloyds TSB Bank approved list?

The limited options available to you here include:

  1. Complete the purchase with your preferred Falmouth solicitors but Lloyds TSB Bank will need to use a conveyancer on their panel. This will inevitably rack up the total legal charges as well as result in delays.
  2. Choose an alternative lawyer to act in the conveyancing, remembering to check they are on the Lloyds TSB Bank panel

I have a renovated Edwardian property in Falmouth. Conveyancing lawyer represented me and The Mortgage Works. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Falmouth and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who conducted the conveyancing.

How does conveyancing in Falmouth differ for new build properties?

Most buyers of new build property in Falmouth approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because developers in Falmouth tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Falmouth or who has acted in the same development.

How do I use your search facility to get a costs illustration from a conveyancing solicitor in Falmouth on the approved list for my lender?

Step one is to pick a lender such as Santander, Virgin Money or Barclays Direct then type in your preferred area such as Falmouth. Conveyancing organisations in Falmouth and further afield should be listed.

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Find out more about how flying freehold can affect your the value of a property.