Do the conveyancing lawyers that you recommend conduct conveyancing in Falmouth by way of an attended exchange?
We do have a number of conveyancing specialists carrying out 24hr exchanges. Please call us to secure a conveyancing quote and details as to dates.
We note that you have a search directory identifying firms on the Santander conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Falmouth?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Falmouth.
I have todayfound out that Stirling Law have been shut down. They carried out my conveyancing in Falmouth for a purchase of a leasehold flat 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Falmouth conveyancing specialists.
I'm purchasing a new build house in Falmouth benefiting from help to buy. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not reveal to my conveyancer about this deal as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £305k and identified one close by in Falmouth I like with amenity areas and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Falmouth suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage the shortness of the lease may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.