What is the first thing I need to know regarding purchase conveyancing in St Mawes?
You may not hear this from too many lawyers but conveyancing in St Mawes and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the ownership transfer. For instance, the vendor, estate agent and on occasion a mortgage company. Choosing a solicitor for your conveyancing in St Mawes an important selection as your conveyancer is your adviser, and is the ONLY party in the process whose interest is to act in your best interests and to protect you.
Every so often a third party with a vested interest may try and persuade you that you should follow their advice. For instance, the property agent may claim to be helping by suggesting your conveyancer is dragging his heels. Or your financial adviser may tell you to do something that is against your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
We are planning to purchase with Darlington Building Society. We have called around locally but am unable to find a St Mawes conveyancing firm on the Darlington Building Society panel. Please you help?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this web page. Please choose the building society and type St Mawes or your location and you will discover numerous conveyancers located in St Mawes or near you.
I am planning on selling our home in St Mawes and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A high street St Mawes conveyancer would know this is not the case. It does beg the question why the purchasers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in St Mawes. We have lived in St Mawes for six years we know of no issue. Do we get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Due to the encouragement of my in-laws I had a survey completed on a property in St Mawes prior to instructing lawyers. I have been told that there is a flying freehold element to the property. The surveyor has said that some banks will not issue a mortgage on such a premises.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in St Mawes. Conveyancing may be slightly more expensive based on your lender's requirements.
Would local authority permission be needed to change a house into a couple of flats in St Mawes? This has been done to a property opposite to my house in St Mawes and was not aware of it happening until the works were finished.
Planning consent is required for splitting a single dwelling in St Mawes into flats but probably not for reverting back to single dwelling-house so, in answer to your question, yes.