IfI were to purchase a straightforward propertyin St Mawes for cash and have no survey and no local authority searches how much could I expect to have to pay for conveyancing in St Mawes?

The sole saving you would make on is the costs for searches. A is obliged to do the vast majority of work - money laundering, correspond with the vendors , stamp duty submission, register the ownership etc. A marginal saving might be made by not needing to register a charge but it won't be significant.

It is is a decade since I purchased my house in St Mawes. Conveyancing lawyers have now been retained on the sale but I can't track down the title documents. Is this a problem?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by the mortgage company or they may still be with the conveyancers who oversaw the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in St Mawes relates to registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.

I have been told that property searches are a common cause of obstruction in St Mawes conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in St Mawes.

I decided to have a survey completed on a property in St Mawes before appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some banks may not give a mortgage on such a premises.

It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Mawes. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Mawes to see if the conveyancing will be more expensive.

Do online conveyancing organisations do everything a local St Mawes solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in St Mawes?

Where you instruct an online conveyancer they will undertake all the work your St Mawes conveyancer would cover.