I am acquiring a ground floor flat in Penryn. My lawyer is not listed on the bank conveyancing list. Can I still retain my Penryn conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
You have a number of choices available to you here
- Proceed with your existing Penryn conveyancing practitioner but your bank will need to retain a conveyancer from their conveyancing panel. The net result is additional charges and potential interruption.
- Appoint a new solicitor to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your lawyer to do everything within their powers to join the bank’s panel of solicitors
Are there restrictive covenants that are commonly picked up during conveyancing in Penryn?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Penryn. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Penryn differ for new build properties?
Most buyers of new build residence in Penryn contact us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is built. This is because builders in Penryn usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Penryn or who has acted in the same development.
I am thinking of appointing a conveyancing lawyer in Penryn for my home move. Can I see a solicitor's complaints history with the legal regulator?
One may review presented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator may recorded call for training requirements.
My fiance and I may need to sub-let our Penryn garden flat for a while due to a new job. We instructed a Penryn conveyancing practice in 2004 but they have closed and we did not think at the time get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?
Some leases for properties in Penryn do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Penryn Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying
Is the freehold owned collectively by the leaseholders? The answer will be useful as a) areas could cause problems in the building as the communal areas may begin to deteriorate where repairs are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to know about it