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Find a Orpington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Orpington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Orpington transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Orpington conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Orpington

What happens if my solicitor is expelled from the Coventry BS Solicitor panel ahead of completing my conveyancing in Orpington?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

How does conveyancing in Orpington differ for newly converted properties?

Most buyers of new build premises in Orpington contact us having been asked by the developer to sign contracts and commit to the purchase even before the property is built. This is because builders in Orpington tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Orpington or who has acted in the same development.

How do I use the search app to find a conveyancing lawyer in Orpington on the authorised to act for my bank?

First choose a bank such as Barclays , Coventry Building Society or Clydesdale then type in your preferred area a common one being Orpington. Conveyancing organisations in Orpington and across England and Wales should be listed.

I've found a house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have subsequently been informed that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a house with a leasehold title in Orpington. Conveyancing solicitors have are about to be appointed. Will my lawyers set out the implications of buying a leasehold house in Orpington ?

Most houses in Orpington are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Orpington in which case you should be shopping around for a Orpington conveyancing practitioner and be sure that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’spermission to conduct alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is located on an estate. Your solicitor will advise you fully on all the issues.

I am the proprietor of a basement flat in Orpington. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?

if there is a absentee freeholder or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to assess the sum to be paid.

An example of a Lease Extension matter before the tribunal for a Orpington flat is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case was in relation to 1 flat. The remaining number of years on the lease was 50.57 years.

Am in the process of purchasing my first home in Orpington. Conveyancing lawyer has been appointed. The broker suggested that a survey is not needed as the property was only built 16 yrs ago.

You would be well advised to take a Home Buyer's Report. As the residence was constructed more than a decade ago the property will not come with a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report could suffice. The report should highlight any apparent problems and suggest additional investigation if appropriate. If there are any signs of material issues get a comprehensive Building Survey from the beginning.

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