We note that you have a post code search directory listing firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Shinfield?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Shinfield.
My Conveyancer in Shinfield is not on the Godiva Mortgages Ltd Solicitor Panel. Can I still use my prefered solicitor even though they are excluded from the Godiva Mortgages Ltd panel of approved conveyancing solicitors?
The limited options available to you here include:
- Complete the purchase with your preferred Shinfield solicitors but Godiva Mortgages Ltd will need to retain a lawyer on their panel. This will inevitably rack up the total legal charges as well as result in delays.
- Find a new practitioner to act in the conveyancing, not forgetting to check they are on the Godiva Mortgages Ltd panel
Will our conveyancer be raising questions about flooding during the conveyancing in Shinfield.
The risk of flooding is if increasing concern for lawyers specialising in conveyancing in Shinfield. There are those who buy a house in Shinfield, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Lawyers are not qualified to offer advice on flood risk, but there are a numerous searches that may be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Shinfield. The standard property information forms given to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the vendor to find out whether the premises has ever been flooded. If the property has been flooded in past which is not disclosed by the seller, then a buyer may commence a claim for damages stemming from an inaccurate reply. The purchaser’s lawyers may also commission an enviro search. This should indicate whether there is any known flood risk. If so, additional investigations should be initiated.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Shinfield is the location of the property. Can you offer any opinion?
Flying freeholds in Shinfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Shinfield you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shinfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am purchasing a house and cash is in place. My conveyancer has been supplied with with two separate forms of photo identification, bank statement, endless utility bills. Now he needs a copy from a probate lawyer acknowledging that the funds are in place and that it has come from inheritance and not dealing E's in Ibiza.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Shinfield conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.