Our son-in-law is buying a newly built flat in South Acton with a mortgage from Nottingham. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in South Acton. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/2/2026, the requirements read as follows :
We have agreed to purchase a house in South Acton. One unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Aldermore your lawyer must comply with the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook contains minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Aldermore where a lease does not satisfy these conditions. The specifications relate to the installation of panels on properties nationwide and is not isolated to South Acton.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local South Acton bank branch on numerous occasions and was told they are content with the situation and they will lend. My South Acton conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. Who do I believe?
The solicitor has to follow the CML Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I was told two weeks ago that my mortgage has been agreed to by Nottingham. Is it usual for Nottingham to only issue the offer once my solicitor in South Acton is approved on their conveyancing panel? Nottingham have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just bought a terraced house in South Acton , What is the estimated time for the Land Registry to record the transfer to my name? My South Acton conveyancing solicitor works at snail pace, so I want to be certain the post completion formalities are dealt with.
As far as conveyancing in South Acton registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether it is in order and if the Land registry communicate with any other persons or bodies. At present approximately 80% of such applications are fully addressed within 12 days but occasionally there can be protracted delays. Historically registration takes place once the new owner is living at the property so registration formalities is not typically primary concern yet if there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.
I'm remortgaging my primary property to a buy to let loan with The Royal Bank of Scotland and intend to use the remaining equity as a deposit on further house. The location we are talking about is South Acton. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?
Make use of our comparison tool on this page to ensure that the solicitors are on the relevant lender panels. On the basis that they are your lawyer will be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and make clear your expectations and needs.