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Find a St Davids Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Davids? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Davids home move at risk of delay or failure.

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Recently asked questions about conveyancing in St Davids

Just bought a semi-detached house in St Davids , how long will it take for the Land Registry to record my proprietorship? My St Davids conveyancing solicitor has been very slow, so I want to be sure that my purchase is registered.

As far as conveyancing in St Davids registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether there are errors and if the Land registry need to notify any interested parties. As of today roughly 80% of submission are fully addressed in less than three weeks but some can be subject to longer delays. Registration occurs after the purchaser has moved in to the property so registration formalities is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

I opted to have a survey carried out on a house in St Davids ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will refuse to grant a mortgage on this type of property.

It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Davids. Conveyancing will be smoother if you use a solicitor in St Davids especially if they regularly deal with such properties in St Davids.

I have been sourcing a conveyancing lawyer in St Davids for my house move. Is there any facility to see a solicitor's record with the legal regulator?

One may read published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.

What makes a St Davids lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in St Davids. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain provisions are wrong. The following missing provisions could result in a defective lease:

    A provision to repair to or maintain parts of the building Service charge per centages that don't add up correctly leaving a shortfall

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Santander, Barnsley Building Society, and Britannia all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the purchaser to pull out.

I acquired a 1 bedroom flat in St Davids, conveyancing was carried out May 2003. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in St Davids with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 invoiced every year. The lease comes to an end on 21st October 2074

With 56 years unexpired we estimate the premium for your lease extension to span between £29,500 and £34,000 plus professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

Me and my husband are purchasing a leasehold flat in St Davids. Conveyancing quotes are averaging around £1700. Is that in the right ballpark?

The average cost last year for conveyancing in St Davids was £1,395 not including Land Tax and HM Land Registry fees.

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Neighbouring Locations

St Davids
Solva
Little Haven
Broad Haven

Find out more about how flying freehold can affect your the value of a property.