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Ready to buy a new home in Solva? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Solva transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Solva

I am in the market for a low cost conveyancer. Do I opt for an internet conveyancer as opposed to a high street Solva conveyancing solicitor?

Established third party connections are another important factor to consider when appointing conveyancing lawyers. Solva law firms benefit from long term relationships with financial advisers and selling, local authorities, surveyors and other law firms meaning the whole process is going to be much more straightforward for you. Having specialist knowledge of the local area is an advantage.

I am selling our house in Solva and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local lawyer would know this is not the case. It does beg the question why the purchasers instructed an online conveyancing firm rather than a conveyancing solicitor in Solva. Having lived in Solva for 4 years we know that this is a non issue. Do we get in touch with our local Authority to seek confirmation that there is no issue.

It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

How does conveyancing in Solva differ for new build properties?

Most buyers of new build or newly converted property in Solva come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because developers in Solva tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Solva or who has acted in the same development.

I have been sourcing a conveyancing solicitor in Solva for my house move. Is there any facility to review a solicitor's record with the legal regulator?

Anyone can read documented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.

What are the frequently found deficiencies that you encounter in leases for Solva properties?

Leasehold conveyancing in Solva is not unique. All leases are unique and drafting errors can sometimes mean that certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:

    A provision for the recovery of money spent for the benefit of another party. A provision to repair to or maintain elements of the building

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, The Royal Bank of Scotland, and Clydesdale all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to withdraw.

Solva Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

    Please note if it is less than eighty years it will have adverse implications on the salability of the apartment. Check with your mortgage company that they are willing to lend given the lease term. A short lease means that you will probably require a lease extension at some point and it is worth finding out what this would cost. Remember, in most cases you would need to own the residence for a couple of years in order to be legally able to extend the lease. How much is the annual maintenance fee and ground rent? Are there any major works in the planning that could add a premium to the maintenance fees?

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