I am not well enough to travel far from Broad Haven. Is there a reason why all Broad Haven conveyancers aren't included on all mortgage company panels?
Lenders normally restrict either the type or volume of conveyancing solicitors on their approved list of lawyers. Typical examples of such restriction(s) being that a practice is required to have two or more partners. In addition to restricting the structure of firm, some lenders made a decision to reduce the number of firms they allow to represent them. It is worth noting that lenders have no accountability for the quality of advice supplied by any Broad Haven conveyancing practitioner on their panel. Mortgage fraud was the key driver in the rationalisation of conveyancing panels a few years ago notwithstanding that there are differing thoughts about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of conveyancing practices only transact one or two conveyances a year. Those advocating conveyancing panel consolidation question why law firms deserve claim to be listed on a conveyancing panel when clearly conveyancing is not their primary expertise?
Can your site be used to find a Conveyancing solicitor in Broad Haven even if I’m not buying or disposing of a house, for example if I want to buy an office in Broad Haven with a loan from Bank of Ireland?
The service is predominantly utilised to locate residential conveyancing solicitors in Broad Haven but we have listed towards the bottom of this page a few Broad Haven commercial conveyancing firms. You will need to speak with the firm directly to see if they can also act for Bank of Ireland
Are there restrictive covenants that are commonly picked up as part of conveyancing in Broad Haven?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Broad Haven. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a house in Broad Haven in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies will refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Broad Haven. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Broad Haven to see if the conveyancing will be more expensive.
Do online conveyancing organisations undertake everything a local Broad Haven solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Broad Haven?
Where you instruct an online conveyancer they will undertake all the things your Broad Haven conveyancer will cover.