It has come to my attention via my broker that my Haverfordwest solicitor is not on the lender Solicitor panel. How can I check?
The first thing you need to do is to call your Haverfordwest conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
In what way does my ID and proof of funds have anything to do with my conveyancing in Haverfordwest? What am I being asked for?
You are right in these requests have nothing to do with conveyancing in Haverfordwest. Nowadays you can not complete any conveyancing transaction without first handing over evidence of your identity. This usually takes the form of a either your passport or driving licence and a utility bill. Please note that if you are supplying your driving licence as proof of ID it must be both the paper section as well as the photo card part, one is not acceptable without the other.
Evidence of your origin of funds is necessary in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancing solicitor must have this information on file. Your Haverfordwest conveyancing solicitor will require evidence of proof of funds prior to accepting any monies from you into their client account and they should also ask additional questions concerning the origin of funds.
I am considering remortgaging my property in Haverfordwest, does my lawyer need to be on the Bank of Ireland Solicitor panel?
In theory, you could use a solicitor that is not on the Bank of Ireland conveyancing panel, but Bank of Ireland would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Taking into account that I am about to part with over three hundred thousand on a terraced house in Haverfordwest I would like to have a conversation with the solicitor regarding thehouse move in advance of instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be carrying out your property ownership legalities in Haverfordwest.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the figure you are quoted for residential conveyancing in Haverfordwest should be the amount on the final invoice that you end up paying.
I need to retain a conveyancing solicitor for residential conveyancing in Haverfordwest. I happened to chance upon a web site which seems to have the ideal offering If there is a chance to get all formalities done via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?