Do the Building Society Association intend to launch a search tool with a view to list law firms on the Earl Shilton BS conveyancing panel for example in Haverfordwest?
Lexsure has not been advised of any intention on the part of the BSA to develop such a tool.
Is there a list of Yorkshire BS panel conveyancers in Haverfordwest on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few lending institutions make their panel listings available over the internet. If you are in need of a Haverfordwest lawyer on the Yorkshire BS please use our facility.
We had appointed solicitors locally in Haverfordwest on the Barclays solicitor approved list. They have just billed me a supplemental amount for handling the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. The fee is not dictated by Barclays but by your Haverfordwest conveyancing practitioner. Numerous firms on the Barclays panel will charge ’dealing with mortgage’ fee and others do not.
Completion of my purchase has taken place for my property in Haverfordwest. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I acquired my apartment on 9 October and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Haverfordwest said it should be formalised in a couple of weeks. Are titles in Haverfordwest uniquely lengthy to register?
As far as conveyancing in Haverfordwest registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any third persons or bodies. At present roughly three quarters of submission are fully dealt with in less than three weeks but some can be subject to extensive hold-ups. Registration occurs after the new owner has moved in to the property thus an expedited registration is not typically top priority yet if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Haverfordwest differ for new build properties?
Most buyers of new build residence in Haverfordwest contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Haverfordwest typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Haverfordwest or who has acted in the same development.
My husband and I are first time buyers - agreed a price, yet the agent advised that the owners will only issue a contract if we use the agent's preferred solicitors as they need an ‘expedited deal’. We would rather use a local conveyancer with experience of conveyancing in Haverfordwest
It is highly unlikely the sellers are behind this. Should the vendor desire ‘a quick sale', taking such a hostile approach to a serious buyer is not the way to achieve this. Contact the sellers directly and make sure they understand (a)you are serious purchasers (b)you are ready to go, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you intend to appoint your preferred Haverfordwest conveyancing lawyers - not the ones that will give the estate agent a introducer fee or hit his conveyancing targets demanded by corporate headquarters.