I have a terraced Georgian property in Milford Haven. Conveyancing practitioner represented me and Yorkshire Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Milford Haven and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I am purchasing a new build house in Milford Haven with the aid of help to buy. The sellers refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about the deal as it would adversely affect my loan with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Milford Haven is the location of the property. Can you offer any advice?
Flying freeholds in Milford Haven are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Milford Haven you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Milford Haven may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My uncle has recommend that I instruct his conveyancing solicitors in Milford Haven. Do I take his recommendation?
No doubt the best way to choose a conveyancing solicitor is to get feedback from friends or relatives who have used the firm you're contemplating using.
What is the best way to find the right lawyer for my conveyancing in Milford Haven ?
Option 1 is to ask the people you trust they would would instruct. Option 2 is to look on the internet for conveyancing in Milford Haven. Telephone a couple or more firms from the list and request that they email you their conveyancing fees and discuss your needs with the solicitor who will conduct your conveyancing before you make your decision. Third is to use our search tool to help you find the right solicitors taking into account your unique requirements including location,speed, complexity and who your intended lender is.Do not be fooled by £99 conveyancing solicitors in Milford Haven