A mortgage offer from HSBC for the remortgage of my single bedroom flat is expected within the next few days. Can you put forward a low cost conveyancing practitioner in Sudbury?
This site is not designed to help those in pursuit of the cheapest conveyancing solicitors in Sudbury. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering low cost conveyancing in Sudbury. At best, in going for cheap conveyancing, you will receive what you pay for and at worst you will end up with a hefty uplift in extras and still not get the service you were looking for.
We are due to move house in January. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Sudbury. Conveyancing solicitor was organised prior to coming across your page.
On the day of completion you can collect the house keys from the property agent but this can only take place once the vendors solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you can advise the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can assist you in finding a residential property solicitor in Sudbury or a solicitor that specialises in conveyancing in Sudbury.
I have paid off my mortgage with Coventry BS. I assume I don't need a Sudbury property lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I had an offer accepted on a property in Sudbury on 18/10/2018, valuation was booked five days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I opted to have a survey carried out on a house in Sudbury in advance of appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sudbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sudbury to see if the conveyancing costs will increase in light of this.
My father has suggested that I appoint his conveyancing solicitors in Sudbury. Do I follow his advice?
No doubt the best way to find a conveyancing practitioner is to have referrals from friends or family who have experience in using the conveyancer that you are contemplating using.
Living abroad I am unable to attend my Sudbury conveyancing solicitors office to execute documents connected to my conveyancing in Sudbury – is this a problem?
You need not be concerned. Sudbury conveyancing lawyers can deal with home moves for clients throughout the rest of the country. It is not necessary for you to be able to attend a Sudbury conveyancers office. They can deal with everything remotely from their Sudbury office.