I plan on buying a maisonette in Tokyngton. My Conveyancer has never been on on the lender approved list. Is it possible for me to retain my Tokyngton conveyancing solicitor even though they are not on the bank approved list?

One must instruct a solicitor to complete the legal work required when you take out a loan to purchase your home. They will conduct all the essential investigations on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage paperwork is in order. One may select a Tokyngton lawyer of your choosing. Nevertheless, where the conveyancing practitioner selected is not on the bank approved list further fees will be incurred as separate legal representation will be required by them. Lender panel applications may be submitted, so if your conveyancer has not previously sought membership they can do so.

Is there a search tool that I can use to discover of the solicitor handling my conveyancing in Tokyngton is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus spending £175.00 in additional conveyancing bill.

You should make use of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Tokyngton’ or your location and you will see a number of lawyer offices in Tokyngton or by proximity to you.

I own a terraced Edwardian house in Tokyngton. Conveyancing lawyer acted for me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tokyngton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who conducted the purchase.

I am buying a new build house in Tokyngton with the aid of help to buy. The developers would not reduce the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not reveal to my solicitor about this side-deal as it will impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am selling my home. My past lawyers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Tokyngton if that affects matters.

Please use our search tool to help you choose a solicitor for your conveyancing in Tokyngton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.