Can the conveyancing solicitors via your comparison service handle attended exchange conveyancing in Wargrave?

We do have a number of conveyancing specialists carrying out 24hr exchanges. Please call us to obtain a conveyancing quote and details as to availability.

Forgive me if this question is silly but I am new to the home moving as FTB of a garden flat in Wargrave. Do I collect the keys to the premises on completion from my solicitor? If so, I will use a local conveyancing solicitor in Wargrave?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.

I have a mortgage with HSBC for my property in Wargrave. Conveyancing has been completed 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?

HSBC must be informed of your intention before letting out your property as this is likely to be a breach of HSBC’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. It should not be necessary to do this via a HSBC conveyancing panel firm.

Leeds Building Society have agreed my home loan in principle, my bid on a apartment in Wargrave has been agreed to, what are the next steps?

The estate agent will need to be informed of your lawyer's details (ensure that the solicitors are on the lender’s panel). Contact Leeds Building Society or your financial adviser and finish off any relevant forms. Leeds Building Society will sellect a valuer who will get in contact with the selling agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Leeds Building Society will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Wargrave.

I require fast conveyancing in Wargrave as I have a deadline to complete inside 2 weeks. Thankfully I do not need a mortgage. Is it possible to avoid the conveyancing searches to save money and time?

As you are not getting a home loan you have the choice not to do searches although no law firm would recommend that you don't. With lots of history conveyancing in Wargrave the following are examples of issues that can be revealed and therefore impact future saleability: Enforcement Notices, Overdue Fees, Overdue Grants, Road Schemes,...

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Wargrave is the location of the property. Is there any guidance you can impart?

Flying freeholds in Wargrave are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wargrave you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wargrave may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Last October I purchased a leasehold property in Wargrave. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Wargrave Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

This information is helpful as a) areas could result in problems in the block as the communal areas may start to deteriorate if services remain unpaid b) if the leasehold owners have an issue with the managing agents you will need to have all the details Is there a share of the freehold?