Me and my wife are purchasing a ground floor flat in Wargrave. My Solicitor has never been on on the mortgage company solicitor panel. Is it possible for me to appoint my Wargrave conveyancing solicitor notwithstanding that they are not on the bank panel?

Your options include

• Complete the purchase with your existing Wargrave lawyer but your lender will need to instruct a conveyancing practitioner on their approved list. This will result in additional fees and probable delay.
• Get a fresh lawyer to act in the purchase, making sure they are on the lender conveyancing panel.
• Convince your lawyer to pull out all the stops to join the mortgage company conveyancing panel

We are only a couple days away from an exchange on a flat in Wargrave and my parents have sent the 10% deposit to my conveyancing practitioner. I am now informed that as the deposit has not come from me my solicitor needs to make a notification to my bank. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?

Your solicitor is duty bound to clarify with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.

It is is a decade since I bought my property in Wargrave. Conveyancing lawyers have just been retained on the sale but I can't track down the deeds. Is this a problem?

Don’t worry too much. First the deeds may be retained by the lender or they may be archived with the lawyers who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Wargrave relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.

How does conveyancing in Wargrave differ for newly converted properties?

Most buyers of new build premises in Wargrave come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Wargrave tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Wargrave or who has acted in the same development.

I am a sole trader looking to lease a unit on a shopping parade. Can you recommend conveyancers offering no-sale-no charges for non-domestic conveyancing in Wargrave for below 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Wargrave, including the disposal and purchase of businesses as well as simply premises. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will find you the right firm. Regarding the fees these will vary based on the structure and nuances of the deal. Please provide us with your details or telephone so as to enable us to furnish you with comprehensive commercial conveyancing calculation.