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Find a West Wickham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Wickham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Wickham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Wickham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Wickham

I have Fifty Six years left on my lease and require a lease extension for my flat in West Wickham. Conveyancing solicitors on the Platform panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/12/2018 the requirements read as follows :

70 years unexpired at application, 30 years at the end of the mortgage term, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

There is lots of information on this site regarding conveyancing in West Wickham but what is your top tip for finding the right conveyancer in West Wickham

We would encourage you not to base your choice on the lowest West Wickham conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

This question may be naive but I am unexperienced as a first time buyer of a two bedroom flat in West Wickham. Do I pick up the keys to the premises on completion from my solicitor? If so, I will find a local conveyancing solicitor in West Wickham?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s solicitors, and once they have received this, you should be called to collect the keys from the selling Agents and start moving into the property. Usually this occurs between 1 and 3pm.

About to purchase apartment in West Wickham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Wickham conveyancing practitioner is on the Lloyds conveyancing panel.

What will a local search inform me about the property we're purchasing in West Wickham?

West Wickham conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Searches UK The local search is essential in every West Wickham conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

I have justbeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in West Wickham for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?

The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Wickham conveyancing specialists.

How do I use your search app to locate a conveyancing practitioner in West Wickham on the panel for my lender?

1st pick a lender such as National Westminster Bank, The Royal Bank of Scotland or Godiva Mortgages Ltd then choose your preferred area such as West Wickham. Conveyancing firms in West Wickham and further afield should be shown.

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Neighbouring Locations

Eden Park
Shirley
West Wickham
Coney Hall
Addington

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