When will exchange of contracts happen for purchase conveyancing in Moelfre and am I required to attend the conveyancers branch?
If you are in close proximity to our conveyancing solicitors in Moelfre you are welcome to attend to sign the paperwork. However, the firms we recommend provide a nationwide conveyancing service and give just as detailed and professional a job for you when dealing with you digitally. The executing of the purchase agreement is not the point of no return. A signed contract is just a prerequisite for the firm to officially exchange when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Moelfre)to be in the office at the appropriate time.
We wanted to use a conveyancing solicitor in Moelfre for our house move. Our broker has since advised us that our mortgage lenders Godiva Mortgages Ltd won't deal with them. Surely this is unduly restrictive?
A mortgage company will insist on an approved conveyancer act for it. You would be expected to bear the cost of this. Please make use of our directory service to find a solicitor to carry conveyancing in Moelfre on the Godiva Mortgages Ltd approved list of solicitors.
I have a renovated Georgian house in Moelfre. Conveyancing lawyer represented me and HSBC Bank. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moelfre and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing lawyer who conducted the work.
I decided to have a survey done on a property in Moelfre before instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some banks will not issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Moelfre. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Moelfre cover?
Commercial conveyancing in Moelfre covers a broad range of services, offered by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.