We are about to exchange contracts for a garden flat in Mousehole. We encountered a snag. The mortgage offer with Birmingham Midshires expires on 10/3/2025 but the vendors are insisting on a completion date of 12/3/2025. Can one extend the mortgage expiry date?
The person best placed to deal with your concern is your solicitors who is in a position to determine whether he or she is should be discussing with the lender, owner’s solicitors, property agents or conceivably all three based on the circumstances your house move to date.
Finally the sale completed on my house in Mousehole last December yet the purchaser is calling me complaining that her solicitor is waiting to hear from mine. What should my lawyer have done following completion?
Post completion of your house sale your solicitor should deliver the transfer documentation and all of the paperwork to the purchaser's lawyers. Where relevant, your solicitor must also send confirmation that the home loan has been paid off to the buyers lawyers. There are no post completion tasks specific conveyancing in Mousehole.
I have justdiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Mousehole for a purchase of a freehold house 18 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mousehole conveyancing specialists.
I am purchasing my first flat in Mousehole with the aid of help to buy. The builders would not reduce the amount so I negotiated £7000 of additionals instead. The house builders rep advised me not inform my conveyancer about the side-deal as it could impact my mortgage with Virgin Money. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My brother has recommend that I appoint his conveyancers in Mousehole. Should I use them?
No doubt the best way to find a conveyancing solicitor is to have feedback from friends or relatives who have experience in using the conveyancer that you are are thinking of instructing.