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Find a Mousehole Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mousehole? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mousehole home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mousehole conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mousehole

I am progressing with the sale of my apartment in Mousehole and the EA has just called to advise that the purchasers are switching property lawyer. I am told that this is due to the fact that the mortgage company will only work with property lawyers on their approved list. Why would a big named lender only engage with specific lawyers rather the firm that they want to appoint to handle their conveyancing in Mousehole ?

Lenders have always had panels of law firms they are content to work with, but in the last few years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for many years.

Lending institutions justify this action to a rise in fraud by way of justification for the pruning – criteria have been stiffened as a smaller panel is easier to maintain. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are unlikely to have any impact on this.

How does conveyancing in Mousehole differ for newly converted properties?

Most buyers of new build premises in Mousehole contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Mousehole usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mousehole or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a house in Mousehole before appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks will refuse to issue a loan on a flying freehold premises.

It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mousehole. Conveyancing may be slightly more expensive based on your lender's requirements.

What makes your site different to other internet conveyancing solicitors for conveyancing in Mousehole?

At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Mousehole. Unlike many estate agents and many comparison sites we do not operate referral arrangements with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most kickback, not the best value conveyancing in Mousehole

In my capacity as executor for the will of my grandfather I am selling a residence in Newport but live in Mousehole. My solicitor (based 250 miles awayneeds me to execute a stat dec before completion. Could you suggest a conveyancing solicitor in Mousehole to attest this legal document for me?

strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are based in Mousehole

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Carbis Bay
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Mousehole

Find out more about how flying freehold can affect your the value of a property.