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Find a Penzance Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Penzance? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Penzance transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Penzance conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Penzance

I do hope you can assist me. My Penzance lawyer is advising me that he has toorder Penzance conveyancing searches asthe firm are on the Nat Westsolicitor panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a home loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Penzance conveyancing searches.

We are buying a property and require a conveyancing solicitor in Penzance who is on the Yorkshire BS approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Penzance.

Can I be sure that the Penzance conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Penzance seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer carrying out your conveyancing.

The mortgage over my property is with Co-operative for my property in Penzance. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?

You must advise Co-operative before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel firm.

At last I have had an offer on a maisonette in Penzance agreed to, the sellers do nevertheless have a dependent purchase. The owners have placed an offer on somewhere, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a high street conveyancing solicitor in Penzance. What should be my next step? At what stage do I apply for the mortgage with Santander?

It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Penzance conveyancing search charges, etc). First, you must ensure that your solicitor is on the Santander conveyancing panel. As to the subsequent stages this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. During a buoyant market the majority of purchasers would apply for the mortgage with Santander and pay for the valuation and only if it comes back ok would they pay their property lawyer to proceed with searches.

I'm remortgaging my primary home to a BTL loan with HSBC Bank and intend to use the remaining equity as a deposit on a second house. The location we are talking about is Penzance. Will your conveyancers be able to act for both sets of mortgage companies and tie in the conveyances?

Do use our search tool on this site to check that the conveyancers are approved by both banks. On the basis that they are the solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and specify your desired outcome and requirements.

I am an executor of my recently deceased aunt’s Will, with a house in Penzance which is to be sold. The house has never been registered at the Land Registry and I'm advised that some EAs will insist that it is in place before they will proceed. What's the procedure for this?

In the situation you refer to it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.

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