Finally the sale completed on my house in Hayle last December yet the purchaser is texting daily to moan that their solicitor is waiting to hear from mylawyer. What should have happened now that I have sold?

After completion of your house sale your solicitor is obliged to forward the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your lawyer should also evidence that the mortgage has been repaid to the buyers conveyancers. There are no post completion steps just for conveyancing in Hayle.

Do I need to take out insurance to cover chancel repairs when acquiring a property in Hayle?

Unless a previous purchase of the house took place post 12 October 2013 you could take it that lawyers conducting conveyancing in Hayle to continue to recommend a chancel search and or chancel repair liability policy.

I used Stirling Law several years ago for my conveyancing in Hayle. Now, I need my documents however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hayle of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm purchasing my first flat in Hayle with a loan from Nottingham Building Society. The sellers refused to budge the amount so I negotiated 6k of extras instead. The sale representative told me not inform my conveyancer about this side-deal as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is there a difference between surveying and conveyancing in Hayle?

Conveyancing - in Hayle or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the problems prior to you complete your move.