The Carbis Bay conveyancing firm handling our Carbis Bay conveyancing has spotted an inconsistency between the assumptions in the home valuation report and what is revealed within the legal papers for the property. My solicitor informs me that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s course or action correct?

Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Carbis Bay is the location of the property. Can you offer any opinion?

Flying freeholds in Carbis Bay are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Carbis Bay you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Carbis Bay may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Do I need to be suspicious that 3rd parties that I am dealing with are recommending a web based conveyancing firm as opposed to a High Street Carbis Bay conveyancing company?

As is the case with many professional services, often referrals from family and friends can be extremely useful or valuable. Yet there are lots of people with a keen interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all put forward solicitors to select. On occasion these conveyancers might be known to one of the organisations as being good in their field, but sometimes there behind the scenes financial incentive behind the recommendation. You have the right to choose your preferred conveyancer. Don't forget that the majority of mortgage providers specify a panel list of solicitors you have to use for the lender aspect of your conveyancing.

My partner has urged me to instruct his lawyers for conveyancing in Carbis Bay. Should I use them?

There are no two ways about it the ideal way to choose a conveyancing practitioner is to get guidance from friends or relatives who have previously instructed the firm that you are are thinking of instructing.

Would local authority permission be necessary to split a house into a couple of appartments in Carbis Bay? This has taken place to a property next door to my home in Carbis Bay and was ignorant of it happening until the works were complete.

Planning permission is needed for splitting a single house in Carbis Bay into flats but possibly not for reverting once again to single dwelling-house so, simply put, yes,a it is needed.