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Recently asked questions about conveyancing in St Ives

Me and my wife are purchasing our first home. The solicitor has texted usto see if we wish to purchase supplemental conveyancing searches. Unfortunately we are clueless as to what's necessary for conveyancing in St Ives

The extent of St Ives conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your familiarity of the area and risks, your overall approach to risk. What matters is that you properly understand what information the searches could supply. Then you can decide if you personally think you need that information. If unclear, ask your conveyancer to provide guidance.

Will our lawyer be making enquiries concerning flooding as part of the conveyancing in St Ives.

Flooding is a growing risk for lawyers dealing with homes in St Ives. Some people will purchase a property in St Ives, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not qualified to offer advice on flood risk, however there are a numerous checks that can be carried out by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in St Ives. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the seller to discover if the property has suffered from flooding. In the event that the premises has been flooded in past which is not revealed by the seller, then a purchaser may issue a legal claim for losses as a result of such an incorrect answer. A purchaser’s conveyancers will also carry out an environmental report. This should reveal whether there is any known flood risk. If so, further investigations should be conducted.

It has been three months since my purchase conveyancing in St Ives took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In my capacity as executor for the will of my uncle I am selling a house in Newport but I am based in St Ives. My solicitor (who is 200 kilometers awayneeds me to execute a statutory declaration prior to completion. Could you suggest a conveyancing practitioner in St Ives to witness and place their company stamp on the document?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are St Ives based

I only have 72 years unexpired on my lease in St Ives. I need to extend my lease but my freeholder is absent. What are my options?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you have done all that could be expected to find the lessor. For most situations a specialist would be useful to try and locate and to produce an expert document to be used as proof that the landlord is indeed missing. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s disappearance and the vesting order request to the County Court overseeing St Ives.

St Ives Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

    How is the lease structured? The prefered form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the tenants benefit from being in charge if their destiny and notwithstanding that a managing agent is frequently employed where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Make sure you find out if there is anything that is prohibited in the lease. For instance some leases prohibit pets being allowed in certain buildings in St Ives. If you like the flatin St Ives but your dog is not allowed to live with you then you will be presented with a hard choice.

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Neighbouring Locations

St Ives
Hayle
Mousehole
Penzance
Marazion
Carbis Bay
Porthleven

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