It has taken forever and a day but a mortgage offer from HSBC for the refinancing of my 3 room flat is expected any day now. Are you able to suggest a low cost conveyancing solicitor in St Ives?
You have arrived at the wrong site to search for the cheapest conveyancing in St Ives. Our aim is to provide affordable conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies teasing you with low cost conveyancing in St Ives. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not receive the service required.
How up to date is your database of St Ives solicitors on the Aldermore conveyancing panel? Do Aldermore send you an updated list?
St Ives conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in St Ives?
There are many recorded licenced Conveyancers in St Ives and Solicitor firms in St Ives offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in transferring property. Both can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am being told by my conveyancer that absentee landlord insurance is needed on my purchase. What is the level of cover for St Ives conveyancing?
The right level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such insurances.
When it comes to lenders such as Yorkshire BS, do St Ives conveyancing practitioners have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I used Wolstenholmes a few years past for my conveyancing in St Ives. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Ives of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a leasehold apartment up to £235,500 and identified one round the corner in St Ives I like with amenity areas and station in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in St Ives suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage that many years will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.