The Selsdon conveyancing firm handling our Selsdon conveyancing has identified a discrepancy when comparing the surveyor’s assumptions in the home valuation report and what is revealed within the conveyancing documents. My lawyer says that he needs to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my solicitor’s stance appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
It is 10 years ago since I acquired my house in Selsdon. Conveyancing solicitors have just been retained on the sale but I can't track down the title deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be with your mortgage company or they may still be with the solicitor who handled your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Selsdon relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
We are buying a house in Selsdon. I might seem paranoid but how we can trust a conveyancer? At some point we have to send money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Two weeks ago we had a mortgage agreed in principle with Yorkshire BS. Selsdon conveyancing solicitors were selected. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?
There is no definitive answer here. Have Yorkshire BS conducted the survey? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I'm in the process of viewing apartments in Selsdon and I am about to put in an offer. Should I already have a conveyancer in place at this stage? I intend to finance via a home loan with Santander.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are seeking a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
In what way does the Landlord & Tenant Act 1954 impact my commercial property in Selsdon and how can your lawyers assist?
The 1954 Act provides a safeguard to business leaseholders, granting the dueness to make a request to court for a new lease and remain in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in Selsdon
As co-executor for the will of my father I am selling a house in Newport but I am based in Selsdon. My conveyancer (who is 250 miles from merequires that I sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Selsdon to attest this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Selsdon based