In the event thatI were to purchase a freehold homein Selsdon mortgage fee and dispense with a survey and no local authority searches how much should I expect to to save on my conveyancing in Selsdon?

Any savings you would make would be limited to the costs for searches. Your solicitor is required to do the vast majority of work - money laundering, communicating with the vendors property lawyer, SDLT return, register the ownership etc. You might save a bit for them not having to register a charge but it won't be significant.

We see that you have a search directory identifying firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Selsdon?

We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Selsdon.

I acquired my apartment on 2 April and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Selsdon advises it should be recorded in a couple of weeks. Are properties in Selsdon particularly slow to register?

As far as conveyancing in Selsdon registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether it is in order and if the Land registry communicate with any interested parties. Currently roughly 80% of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Historically registration occurs once the buyer is living at the premises therefore an expedited registration is not typically top priority but if it is urgent that the the registration takes place urgently then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.

I'm buying a new build house in Selsdon with the aid of help to buy. The developers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not reveal to my solicitor about the extras as it will jeopardize my loan with Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to retain a conveyancing solicitor for freehold conveyancing in Selsdon. I happened to land on a web site which looks to be the perfect answer If there is a chance to get all this stuff done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?