Please could you vouch for a Barclays Direct sanctioned South East London conveyancing lawyer finish our house move within 10 days? Am I best advised to choose a local South East London solicitor or a national conveyancer?
We can recommend some very good South East London conveyancing firms. You can also walk up the main road in South East London. Visit some well established firms and request to speak with a conveyancing solicitor for a quote. Discuss your expectations together with the reasons and ask for an assurance on your deadline. Choose the lawyer that appears most efficient.
Can your site be used to locate a Conveyancing solicitor in South East London even if I’m not buying or disposing of a house, for instance where I intend to buy a shop in South East London with a mortgage from Halifax?
Our search tool is primarily there to help choose domestic conveyancing solicitors in South East London but we have listed towards the bottom of this page a few South East London commercial conveyancing firms. You should enquire with the company directly to check if they are also authorised to represent Halifax
I am buying a property in South East London. One unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Barclays your lawyer must comply with the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not satisfy these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to South East London.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local South East London building society branch on numerous occasions and was advised it wasn't an issue and they will lend. My South East London conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
The conveyancing practitioner must follow the CML Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Nationwide have agreed my home loan in principle, my offer on a flat in South East London has been agreed to, now what?
Your property agent will need to know who your solicitors are (ensure that the lawyers are on the bank’s approved list). Call up Nationwide or your financial adviser and finish off any appropriate paperwork. Nationwide will sellect a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Nationwide will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in South East London.
Given that I will soon spend 450k on a house in South East London I wish to have a conversation with the conveyancer concerning thehouse move ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your conveyancing in South East London.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in South East London should be the figure that you end up paying.
Are the South East London conveyancing lawyers identified as being on the lender conveyancing panel, together with their details provided by the bank?
South East London law firm practices and firms carrying out conveyancing in South East London themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the mortgage company directly.