Find a St James Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St James? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St James transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised St James conveyancers for over 130 lenders.

Recently asked questions about conveyancing in St James

What does my ID and proof of funds have anything to do with my conveyancing in St James? What am I being asked for?

To satisfy the Money Laundering Regulations any St James conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility bill evidencing where you reside.

In accordance with Money Laundering Regulations, property lawyers are required to validate not just the ID of conveyancing clients but also the source of monies that they receive in respect of any matter. An unwillingness to disclose this may result in your lawyer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers are duty bound to inform the appropriate authorities should they believe that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.

We are selling our flat in St James. Does the property lawyer need to be required to be on the Nottingham conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Nottingham conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

Due to the input of my in-laws I had a survey completed on a property in St James in advance of instructing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may not issue a mortgage on this type of house.

It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St James. Conveyancing may be slightly more expensive based on your lender's requirements.

My step-father has recommend that I use his lawyers for conveyancing in St James. Should I choose my own property lawyer?

No doubt the ideal way to select a conveyancing practitioner is to have guidance from friends or relatives who have actually experience in using the conveyancer you're considering.

Is it the case that all St James legal practices on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can go into your local bank branch in St James. Chances are that they will be in a position to recommend some reputable conveyancing solicitors in St James

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Find out more about how flying freehold can affect your the value of a property.